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How much can I borrow?

Not sure how much you can borrow for a home loan? Let Aussie’s borrowing calculator help guide you.

Simply enter into the calculator the requested information about your current financial situation – such as your income and monthly living expenses – as well as the specific loan’s details – such as its interest rate and term – to form an idea of how much you might be able to borrow, as well as the expected monthly repayments.

Conducting this sort of research is a great way to not only compare lender offerings, but also help ensure you don’t financially overstretch yourself with future home loan repayments. It’s important to borrow within your repayment means; find a home loan that fits comfortably within your other financial commitments.

Borrowing Calculator

About you

I need a home loan to...
Application type Joint Single
No. of dependants

Annual Income (before tax)

My salary
My partner's
Other Income

Monthly Expenses

Calculate expenses for me
Credit card repayments
Other expenses

The Loan

Interest rate
Loan term 30 years 25 years


Sorry, but this scenario will not allow for a loan.
You may be able to borrow up to:
Monthly repayments at 0%
Repayments at 0% (if rates rise):

Get your personalised result in a free appointment with an expert from Aussie.

Free appointment

*This should be treated as a guide only. By using this mortgage calculator application you accept the terms and conditions.

AUSSIE  put yourself in a better place.
Borrowing Calculator
For single with 1 dependant
My monthly salary before tax is $5,000
My partner’s monthly salary before tax is $5,000
Other income monthly is $1,000
My monthly personal expenses are $1,000
My monthly credit cards and personal loans are $1,000
My other monthly expenses are $1,000
Loan Details
Interest rate 7.25% for 25 years
How much can I borrow?
I can borrow up to $529,000
At 7.25% my monthly repayments are $3,823.65
At 8.75% my monthly repayments are $4,245.78
Book a free appointment. Call us now 1300 44 55 66
Disclaimer: The information from this calculator should be treated as a guide only, and not be relied on as true indication of your borrowing power, or a quote or indication of pre-qualification for any loan product.
¹Aussie awarded Mortgage Broker of the Year in 2008, 2009, 2010, 2011, 2012, 2013 & 2014 by AB+F Magazine.
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