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Smarter credit cards for shopping and travel

Classic Low Rate Credit Card

  • 5.99% p.a. on balance transferred
    for first 5 months*
  • Up to 55 days interest free
    on purchases
Find out more Classic Low Rate credit card

Platinum Low Rate Credit Card

  • No international transaction fees on purchases¹
  • Complimentary International Travel Insurance²
  • Purchase security insurance²
Find out more Platinum Low Rate credit card

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Useful information

* $500 minimum. The 5.99% p.a. interest rate mentioned for balances transferred is for 5 months from card activation (for new accounts) or date of transfer (for existing accounts). At the end of the balance transfer period the interest rate on any outstanding balances converts to the standard cash advance interest rate for a Platinum Low Rate or Classic Low Rate credit card, as applicable, currently 20.99% p.a. (interest rate current as at 1 September 2013). Interest rates and fees are subject to change.
1 Cash advances through overseas terminals or banks incur a cash advance fee.
2 Complimentary Insurances and Guaranteed Pricing Cover (“the Cover”) is issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (“Zurich”). Neither Aussie or the Commonwealth Bank or any of their related corporations guarantee are liable to pay any of the benefits provided under the Cover, nor are they authorised representatives of Zurich. The Commonwealth Bank arranges these insurance Covers with the product issuer. You do not hold these insurances, which are automatically available to Platinum low rate cardholders, but receive benefits under the insurance Covers, although you are not obliged to accept them. If you do want to make a claim under any of the insurance Covers, you will be bound by the terms and conditions of the insurance Covers, as set out in the Credit Card Insurance and Guaranteed Pricing Cover brochure (PDF 225KB). Restrictions and exclusions, including for pre-existing medical conditions and persons aged 80 years or over, benefit limits and excesses on some claims may apply.

Applications for finance are subject to credit approval. Full conditions of use will be included in our Letter of Offer. Fees and charges are payable. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass™ and Tap & Go™ are trademarks of MasterCard International Incorporated. The “Aussie” trademark is a trademark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit services are provided by AHL Investments Pty Ltd (“AHL”) ABN 27 105 265 861, Australian credit licence 246786 and its appointed credit representatives. The credit provider is Commonwealth Bank of Australia (“CBA”) ABN 48 123 123 124 Australian credit licence 234945. AHL is a partly owned subsidiary of CBA.

## Rates valid as of 08/10/13 and are subject to change or we may introduce new ones in the future. Approved customers only. All applications are subject to lending and approval criteria. Terms, conditions, fees and charges apply. Interest rate offered will depend on our assessment criteria.

** The comparison rate is based on an unsecured personal loan of $30,000 over 5 yrs. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any information is general and not based on any consideration of your objectives, financial situation or needs.