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Help get your credit card debts under control

If you've got some existing debt that you really want to knock over, our 2.99%p.a. on balance transfers for the first 12 months² special offer gives you 12 months to pay off outstanding credit card and store card balances to your new Aussie MasterCard®. And whilst paying off your outstanding balance you can also benefit from our low rate on purchases, just 9.99%p.a. also for the first twelve months.

If you have a sufficient credit limit and transfer the entire amount you owe from a handful of cards - then cut them up and cancel the accounts - you're also likely to skip a lot of fees and charges.

If you're juggling lots of cards and repayments, transferring your outstanding balances can simplify your life. It'll mean only one wonderfully simple credit card repayment every month.

Get a balance transfer today

We'll do most of the paperwork for you. Just tell us some details about your current credit card accounts and the amount you want to transfer from those accounts when you apply. You can transfer up to 95% of the available credit limit on your new Aussie MasterCard®. Find out more about our special offer

Find out more about our offers.

Things you should know

These great offers only apply to balance transfers for the time period specified from the day your card is approved. After that the interest rate will revert to the standard variable rate that you pay for purchases on your card. That means if you don't pay off the balance within the offer period, the rate will go up to match the standard rate applied to purchases.

At the moment that's 13.29% p.a.¹ - which is still a lot lower than a lot of other credit cards. Interest accrues on the balance transfer from the day that we process it.

Use our credit card balance transfer calculator to see what that might mean in real dollar terms.

For new applicants only. Terms and conditions available on application. Fees and charges apply. Approval subject to our normal lending criteria.

1) The standard variable interest rate for purchases is 13.29 % p.a. and 19.99 % p.a. on cash advances. Interest rates current at 10 January 2012 and subject to change.
2) From date of card approval. Promotional rate reverts to the standard variable interest rate applicable to purchases on your card twelve months after date of card approval. Balance transfers: Only valid for balance transfers from non-Aussie credit and store cards. Interest accrues on balance transfers from the date the transfer is processed by us. Purchases: Excludes cash equivalent transactions. Terms and conditions apply (please call 13 13 77 for a copy).
3) Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the Aussie MasterCard Conditions of Use.
4)*Source: Based on Infochoice data as at 22 November 2010.

Offers only available for new Aussie MasterCard applications submitted before 30 March 2012. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. We recommend you read the Aussie MasterCard Conditions of Use before acquiring the product. Aussie Credit Cards are provided under agreement by Australia and New Zealand Banking Group Limited ABN 11 005 357 522, Australian Credit Licence Number 234527.

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