Get your low rate credit card from Aussie
You can apply for an Aussie MasterCard® if you are over 18 years old, an Australian resident and earn more than $15,000 a year.
To complete your credit card application you'll need:
- A driver's licence, if you have one.
- Your employer's address and contact number, or if you are self employed, your accountant's name and contact number.
- Details of your income and assets - such as your home and car.
- Details of your liabilities such as other loans, current credit card debts and HECS debts.
Apply online
Applying online is the quickest and easiest way – in fact we can give you a response via email within 60 seconds.
Your application will be secure. Read more about Aussie's commitment to security.
Resuming a saved application
To resume you saved Aussie MasterCard® application, just click on the button below. You'll need your primary contact number and Resume Code.
Resume saved application
Apply over the phone
You can call us between 8am and 8pm, Monday to Friday on 13 13 77 and we'll take your credit card application over the phone.
What happens next?
How long does it take to complete an application?
Please allow 10-15 minutes to complete the application
How do I know if I'm approved?
If you apply online, we can give you a response via email within 60 seconds. Otherwise, we'll write to you to let you know whether or not your application has been approved.
Before we approve your credit card application, we check your financial history with a Credit Reporting Agency.
If your application is approved, we may need to do an identity check before we send you your new credit card. This generally requires you to visit a post office with a few pieces of ID and a form that we send you.
You might also need to provide proof of employment or proof of residence. We'll give you a call if we need this information.
Once we've received your ID forms, we'll send you your credit card, usually within 3 to 5 working days. We'll also send you your Personal Identification Number (PIN), separately.
The whole process usually takes 5 to 7 working days from the time we receive your application.
The identification form
The government requires us to confirm your identity using the Aussie MasterCard Identity Verification Form. If we need to do this check we send you a letter letting you know what to do.
Generally it means you have to walk into a post office with a couple of pieces of ID, like a passport and drivers licence, and the ID verification form we send to you.
Australia Post employees simply confirm that they've seen the original ID documents.
If you lose the ID forms we send you please call us anytime on 1300 660 841.
Additional credit cards
You can apply for one additional card with your initial credit card application and two more after your card is activated. Find out about applying for additional cards.
If you have a question
If you have a question about your credit card application, call us on 13 13 77.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. We recommend you read the
Aussie MasterCard conditions of use before acquiring the product. Aussie Credit Cards are provided under agreement by Australia and New Zealand Banking Group Limited ABN 11 005 357 522, Australian Credit Licence Number 234527.