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Interest Rates

Introductory
Purchase Rate
?
0% p.a. on purchases for 5 months*
Ongoing Purchase
Interest Rate
?
13.29% p.a.
Balance Transfer
Interest Rate
?
5.99% p.a. for five months^
Balance Transfer
Revert Rate
?
Rate reverts to cash advance interest rate
Interest Free Days ?
Up to 55 days interest free on purchases.
Cash Advance Interest Rate ?
20.99% p.a.
Minimum Credit Limit ?
$6,000
Additional
Cardholders
?
1 additional cardholder

Complimentary Services

Complimentary International
Travel Insurance¹
1
Interstate Flight Inconvenience Insurance¹
1
Guaranteed Pricing Scheme¹
1
Purchase Security
Insurance¹
1
Extended Warranty
Insurance¹
1
Concierge Service
1

MasterCard Benefits

Priceless Sydney
1
MasterCard® Privileges
1

Additional Features

MasterCard® PayPass

MasterCard® PayPass™ is the faster way to pay for purchases of under $100. No signature or PIN is required. Just tap your card against the reader and go. And now there are more participating merchants than ever, like Coles, 7-Eleven and Bunnings. Simply use wherever you see this symbol PayPass™ at the checkout. For more information, please visit mastercard.com.au/paypass

MasterCard® Global Service

MasterCard® Global Service is your ultimate travel companion. Wherever life takes you, your complete card-related emergency service is just a free call away. For more information, visit mastercard.com.au/emergency-services.html

MasterCard® Zero Liability

MasterCard® Zero Liability gives you the peace of mind of free protection against fraud and other unauthorised transactions made with your card. Find out more at mastercard.com.au/zero-liability.html

Priceless Sydney

A unique collection of experiences selected exclusively for MasterCard® cardholders. From dining, shopping and sporting opportunities to exciting hotel and entertainment offers, the best of Sydney is waiting at PricelessSydney.com.au.

MasterCard® Privileges

Indulge in a broad range of local and global experiences across dining, travel, retail and entertainment. With offers handpicked for MasterCard® Platinum cardholders, spoil yourself today at mastercard.com.au/platinum.


* Offer only applies to new credit card applications, can be withdrawn at any time at Aussie's discretion; and cannot be used in conjunction with any other offer. The 0% p.a. promotional interest rate on purchases is valid for 5 months from the date of card activation. At the end of the 5 month period, the interest rate on any outstanding balances converts to the standard purchase variable interest rate for the relevant card current at that time.
^ $500 minimum. The 5.99% p.a. interest rate mentioned for balances transferred is for 5 months from card activation (for new accounts) or date of transfer (for existing accounts). At the end of the balance transfer period the interest rate on any outstanding balances converts to the standard cash advance interest rate for a Platinum Low Rate or Classic Low Rate credit card, as applicable, currently 20.99% p.a. (interest rate current as at 1 September 2013). Interest rates and fees are subject to change.
1 Complimentary Insurances and Guaranteed Pricing Cover (“the Cover”) is issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (“Zurich”). Neither Aussie or the Commonwealth Bank or any of their related corporations guarantee are liable to pay any of the benefits provided under the Cover, nor are they authorised representatives of Zurich. The Commonwealth Bank arranges these insurance Covers with the product issuer. You do not hold these insurances, which are automatically available to Platinum low rate cardholders, but receive benefits under the insurance Covers, although you are not obliged to accept them. If you do want to make a claim under any of the insurance Covers, you will be bound by the terms and conditions of the insurance Covers, as set out in the Credit Card Insurance and Guaranteed Pricing Cover brochure (PDF 225KB). Restrictions and exclusions, including for pre-existing medical conditions and persons aged 80 years or over, benefit limits and excesses on some claims may apply.

Fees

Annual Fee ?
$99
Additional Cardholder Fee ?
$10
Late Payment Fee ?
$25
Over limit Fee ?
$0
Cash Advance at any Australian ATM ?
2.00% of the cash advance amount up to maximum of $150¹
Over the counter Cash Advance at any Financial Institution ?
The greater of $4.00 or 2.00% of the cash advance amount, maximum of $150¹
Cash Advance at any
International ATM or bank
?
The greater of $4.00 or 2.00% of the cash advance amount, maximum of $150¹
Cash equivalent items
or cash substitutes2
?
2.00% of the cash advance amount, maximum of $150¹
ATM Balance Enquiry Fee ?
$1.25
International Transactions converted by
MasterCard®3
?
0%4
International Transactions
in AUD
?
0%4
Emergency Issue/Lost/Replacement
Card Fee
?
$50

1 A maximum charge of $150.00 (or a flat fee of $2.50 applies if your closing balance on the previous business day was in credit). Note: For cash advances and balance enquiries made through any ATM in Australia, the ATM owner may charge you a fee, which will be disclosed at the time of the transaction. If you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the cash advance amount) if applicable. You should check the ATM owner’s fees that apply carefully before completing.
2 Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions or traveller’s cheques.
3 Applies anytime cash advances, purchases or permitted transactions are converted by MasterCard from foreign currencies to Australian dollar equivalents. The fee includes the fees MasterCard impose on us. For cash advances the relevant cash advance charge will also apply.
4 Cash advances through overseas terminals or banks incur a cash advance fee.

What you get with this credit card

A feature-packed low rate credit card that gives you additional benefits you want, while still offering a low rate.

With an Aussie Platinum Low Rate Credit Card you can:

  • Avoid international transaction fees on purchases1 – Ever buy something online in a foreign currency? Well, we won't charge you the international transaction fee so you can get extra value from shopping online!
  • Feel secure with complimentary International travel insurance2 and Interstate flight inconvenience insurance2 – Book your next holiday on your Aussie Platinum Low Rate Credit Card. Conditions apply, so check out the details here.
  • Access your account online – helps you keep on top of your balance.
  • Request to have an additional cardholder added to the one account.
  • Set up automated, regular payments to help you manage paying down your balance.

What about the credit limit?

The Aussie Platinum Low Rate Credit Card is available with credit limits from $6,000, depending on the amount you qualify for. To find out, apply online now.

Credit card security

Take all reasonable steps to keep your credit card account secure. To see some tips to help you keep your card secure, check out our information on credit card security.


1 Cash advances through overseas terminals or banks incur a cash advance fee.
2 Complimentary Insurances and Guaranteed Pricing Cover (“the Cover”) is issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (“Zurich”). Neither Aussie or the Commonwealth Bank or any of their related corporations guarantee are liable to pay any of the benefits provided under the Cover, nor are they authorised representatives of Zurich. The Commonwealth Bank arranges these insurance Covers with the product issuer. You do not hold these insurances, which are automatically available to Platinum low rate cardholders, but receive benefits under the insurance Covers, although you are not obliged to accept them. If you do want to make a claim under any of the insurance Covers, you will be bound by the terms and conditions of the insurance Covers, as set out in the Credit Card Insurance and Guaranteed Pricing Cover brochure (PDF 225KB). Restrictions and exclusions, including for pre-existing medical conditions and persons aged 80 years or over, benefit limits and excesses on some claims may apply.
# Cash advances through overseas terminals or banks incur a cash advance fee.

Applications for finance are subject to credit approval. Full conditions of use will be included in our Letter of Offer. Fees and charges are payable. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass™ and Tap & Go™ are trademarks of MasterCard International Incorporated. The “Aussie” trademark is a trademark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit services are provided by AHL Investments Pty Ltd (“AHL”) ABN 27 105 265 861, Australian credit licence 246786 and its appointed credit representatives. The credit provider is Commonwealth Bank of Australia (“CBA”) ABN 48 123 123 124 Australian credit licence 234945. AHL is a partly owned subsidiary of CBA.
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