Use your Aussie credit card at over 28 million locations

Wherever you are in the world, you can access your Aussie MasterCard account.

At over 28 million locations across Australia and the world you can:

• Withdraw cash from ATMs in the CIRRUS world-wide network.
• Shop 24 hours a day - pay for purchases anywhere in the world in person, online or over the phone, wherever Mastercard^® is accepted.

Cash withdrawal charges

A 2% fee will be charged if you obtain a cash advance from your credit card account.

• If the account (based on transactions processed by us) is in credit balance at the time we process the cash advance, the credit amount will offset the amount of the cash advance in the calculation of the 2% fee. Minimum fee for Overseas ATM & Branch Cash Advances will apply.
• For cash advances made overseas at an ATM or a bank or financial institution, the 2% fee will be calculated with reference to the cash advance amount, any ATM operator fee plus any Overseas Transaction Fee charged on the transaction. A minimum fee of $4.00 applies to overseas cash advances.
• Minimum fee of $4.00 applies to cash advances made at a bank or other financial institution within Australia.
• Some ATMs and overseas EFTPOS locations may also impose a surcharge.

If your account is in credit at the time your cash advance is processed to your credit card account, the Cash Advance Fee will apply to the amount of the cash advance that exceeds the credit balance and the minimum fee will apply. Some ATMs and overseas EFTPOS locations may also impose a surcharge.

If a cash advance is made in a foreign currency, the Cash Advance Fee will apply to the cash advance and the Overseas Transaction Fee.

Interest may be charged from the date of the withdrawal.