Aussie Home Loan Interest Rates
Aussie Select Home Loans
Interest Rates Effective 9 May 2012
| |
Interest Rate |
Comparison Rate* |
| Aussie Select Standard Variable |
7.06% p.a. |
7.27% p.a. |
Interest Rate Discounts: based on your loan size and loan to valuation ratio the following interest rate discounts will apply.
| |
Loan to Valuation Ratio |
| Loan Size |
Up to 70% |
70.01% - 80% |
Greater than 80% |
| $100k - $350k |
0.81% |
0.86% |
0.75% |
| >$350k |
0.88% |
0.88% |
0.75% |
| Aussie Select Basic Variable |
7.06% p.a. |
7.12% p.a. |
Interest Rate Discounts: based on your loan size and loan to valuation ratio the following interest rate discounts will apply.
| |
Loan to Valuation Ratio |
| Loan Size |
Up to 70% |
70.01% - 80% |
Greater than 80% |
| $100k - $350k |
0.81% |
0.86% |
0.75% |
| >$350k |
0.81% |
0.86% |
0.75% |
| Aussie Select Line of Credit |
7.06% p.a. |
7.27% p.a. |
Interest Rate Discounts: based on your loan size and loan to valuation ratio the following interest rate discounts will apply.
| |
Loan to Valuation Ratio |
| Loan Size |
Up to 70% |
70.01% - 80% |
Greater than 80% |
| $100k - $350k |
0.71% |
0.76% |
0.65% |
| >$350k |
0.78% |
0.78% |
0.65% |
| Aussie Select Basic Fixed Rate |
| Fixed Term |
Interest Rate |
Comparison Rate* |
| 1 Year |
5.99% p.a |
7.00% p.a. |
| 2 Year |
5.99% p.a |
6.90% p.a |
| 3 Year |
5.99% p.a |
6.81% p.a. |
| 4 Year |
6.39% p.a. |
6.87% p.a. |
| 5 Year |
6.39% p.a. |
6.82% p.a. |
At the end of the fixed rate term the loan will convert to the Aussie Select Basic Variable Rate.
| Aussie Select Standard Fixed Rate |
| Fixed Term |
Interest Rate |
Comparison Rate* |
| 1 Year |
5.99% p.a |
7.16% p.a. |
| 2 Year |
5.99% p.a |
7.06% p.a. |
| 3 Year |
5.99% p.a |
6.96% p.a. |
| 4 Year |
6.39% p.a. |
7.02% p.a. |
| 5 Year |
6.39% p.a. |
6.97% p.a. |
At the end of the fixed rate term the loan will convert to the Aussie Select Standard Variable Rate.
Aussie Optimizer Home Loans
Interest Rates Effective 9 May 2012
| |
Interest Rate |
Comparison Rate* |
| Aussie Optimizer Standard Variable |
7.06% p.a. |
7.11% p.a. |
| Aussie Optimizer Variable |
7.06% p.a. |
7.11% p.a. |
Interest Rate Discounts: based on your loan size and loan to valuation ratio the following interest rate discounts will apply.
| |
Loan to Valuation Ratio |
| Loan Size |
Up to 70% |
70.01% - 80% |
Greater than 80% |
| $100k - $350k |
0.85% |
0.81% |
0.81% |
| >$350k |
0.85% |
0.83% |
0.83% |
| Aussie Optimizer Plus Variable |
7.06% p.a. |
7.28% p.a. |
Interest Rate Discounts: based on your loan size and loan to valuation ratio the following interest rate discounts will apply.
| |
Loan to Valuation Ratio |
| Loan Size |
Up to 70% |
70.01% - 80% |
Greater than 80% |
| >$350k |
0.81% |
0.81% |
0.81% |
| Aussie Optimizer Line of Credit |
7.06% p.a. |
N/A |
Interest Rate Discounts: based on your loan size and loan to valuation ratio the following interest rate discounts will apply.
| |
Loan to Valuation Ratio |
| Loan Size |
Up to 70% |
70.01% - 80% |
Greater than 80% |
| >$100k |
0.81% |
0.81% |
0.81% |
| Aussie Optimizer Fixed Rate |
| Fixed Term |
Interest Rate |
Comparison Rate* |
| 1 Year |
5.85% p.a |
6.98% p.a. |
| 2 Year |
5.99% p.a |
6.89% p.a. |
| 3 Year |
5.99% p.a |
6.80% p.a. |
| 4 Year |
6.39% p.a. |
6.86% p.a. |
| 5 Year |
6.39% p.a. |
6.81% p.a. |
At the end of the fixed rate term the loan will convert to the Optimizer Standard Variable Rate.
Reference Interest Rates for existing Aussie Home Loans customers.
* Comparison rates above are based on a home loan of $150,000 for 25 years. Fees and charges may be payable. A comparison rate schedule is available from any Aussie branch or you may view the comparison rate schedule online.
Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For Aussie Select Products credit services are provided by AHL Investments Pty Ltd ACN 105 265 861, ("Aussie") Australian Credit Licence Number 246786 and its appointed credit representatives. Credit is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian credit licence 414133.