Aussie Accident PlanTM
In an ideal world, accidents would never happen. No one would get hurt, and we'd never have to lie in hospital beds recovering from serious injuries.
But this isn't an ideal world. And in the real world, accidents do happen, and people do get injured.
That's why having an accident policy is important. With accident insurance, you can enjoy peace of mind knowing that should you ever suffer a defined serious injury, you'll be covered.
What makes Aussie Accident PlanTM right for you?
- 30 day money back guarantee
- Get cover over the phone in one call
- Australian resident between ages 18 and 69? You're approved!
- Up to $500,000 insurance cover
- Easy application — no forms to fill out when you apply
- 24/7 coverage — no matter where you are
- Convenient payment options — monthly and fortnightly
- Keep your policy until you're 75
Who Needs Accident Protection?
Accidents can happen to anyone at anytime. It's not a pleasant thought, but you need to consider what your family would do if you were seriously injured and unable to work. That's why everyone can benefit from accident protection. An Aussie Accident Insurance policy allows you to recover from your injuries without having to worry about the unexpected expenses, giving you the protection you need while securing a better financial future for you and your family.
Satisfaction with a 30 Day Money Back Guarantee
With Aussie Accident Plan™, you will also have a 30 day money back guarantee. If you change your mind during this first 30 day period from your Policy Commencement, you can cancel your policy and get your money back (provided you have not made a claim yet).
A benefit is paid in the event of your accidental death or if, as the result of an accident, you experience one of the following injuries within 12 months.
- Total and Permanent Loss of Use of Two Limbs
Children's Insurance Option
You can add Children's Cover to your Accident Insurance. This extra cover pays a benefit from $20,000 up to $50,000 and provides a helping hand towards covering things like school tuition and medical bills if your child suffers a defined serious illness.
Get an Accident Policy in one easy phone call!
Apply over the phone. Getting cover is easy with no blood tests and no medicals. You also have 30 days to review your cover and make sure it's right for you. Plus to make life easier, you can pay your Aussie Accident Plan™ premium fortnightly or monthly. To find out more simply request an information pack or call 1300 20 5433 for a free quote today.
At Aussie, we understand you
Aussie has been offering a wide range of financial services to help our clients achieve brighter financial futures.
- Trusted Australian Company - Aussie has been servicing the Australian financial services industry since the early 90’s. Today we offer mortgage broking, home loans, credit cards, personal loans and insurance.
- Valuable financial protection - Aussie is proud to recommend quality financial products to help you put yourself in a better place.
- More benefits for you – Aussie Accident Plan™ offers additional benefits that make it easier for you to secure financial protection for your family.
- Affordable accident insurance with a trusted, global insurer – Aussie Accident Plan™ is designed to be affordable, accessible and easy to understand. You know you are in good hands with Aussie Accident PlanTM. The plan is underwritten by Hannover Life Re of Australasia, part of the Hannover Re Group which is one of the world's leading reinsurers. Their portfolio of life insurance business has been in force for over 40 years and consists of approximately $750 million dollars of annual premium as of December 2012.
To find out more about Aussie Accident Plan™ simply request an information pack today.
What is accident insurance?
Accidents can happen at any time, and serious accidents can have a huge impact on your life, as well as potentially being a massive financial concern for you and your family. Aussie Accident Plan™ can pay a benefit from $50,000 up to $500,000 if you die or are seriously injured as the result of an accident. This can help take care of the costs not covered by your health insurance, helping to secure your family's financial future.
Why should I choose Aussie Accident PlanTM?
Aussie Accident Plan™ can help cover you and your partner, helping to secure the financial future of your family, at an affordable price. If you are an Australian resident between the ages of 18 and 69, you could get cover straight away over the phone in just minutes and there are no health questions or forms to fill out when you apply.
Am I eligible for an accident insurance policy?
If you're an Australian resident between 18 and 69 years of age, you're approved!
How much cover can I get?
You can choose a benefit amount ranging from $50,000 to $500,000.
What types of injuries are covered?
Aussie Accident Plan™ provides a benefit in the event you suffer a serious accidental injury that results in death or one of the following injuries: quadriplegia, paraplegia, hemiplegia, deafness, blindness, or permanent loss of use of two limbs. The Injury must be due to an accident and occur within 12 months of the injury . See page 8 of the Product Disclosure Statement under “Accidental Serious Injury” for further information.
Can I change my policy?
Yes. You may apply in writing at any time to decrease your insurance, increase your insurance, or change from a Single Plan to a Joint Plan (or vice versa).
How often should I review my policy?
We recommend reviewing your policy yearly to make certain it still fits your lifestyle. If you have any major lifestyle changes e.g. a new child, it may be necessary to review your policy more often.
Can I change my mind?
You have 30 days from the Commencement Date to make sure you are happy with your policy. If you are not, you can simply cancel your policy within this 30 day period, assuming you have not made a claim under the policy, and get a full refund of any premium paid.
How often do I pay my premium?
You may pay monthly or fortnightly. The choice is yours.
How do I apply?
Just call 1300 20 5433 to apply over the phone today. It only takes a few minutes to get approved. There are no health questions and no forms to fill out. Get an accident insurance quote to see how affordable Aussie Accident Plan™ can be for you.
Am I covered if I am overseas?
Yes, you are covered 24/7 worldwide even if the accident happens while travelling or living overseas. You must be an ‘Australian Resident’ on page 15 when at the time of applying. After the policy is accepted you are covered even if the residency status changes, provided your policy is up to date. Standard exclusions apply, see page 9 of the Product Disclosure Statement for further information.
What is the Premium Rate Freeze?
Generally, life insurance premiums go up each year as you get older – but with Aussie Accident Plan™, the rate at which your premium is calculated is frozen at the rate you are paying when your Policy starts, for the first three years, if you continuously hold your Policy during that time.
This means that just because you get older, the rate at which your premium is calculated will not increase for those first three years. Plus, the Premium Rate Freeze™ will also apply to any optional benefits that you take out at the same time as your Accident Insurance, and for any automatic sum insured increases you accept.
Please note that the Premium Rate Freeze™ is not applicable if you apply for a higher benefit amount or if you add an optional benefit after your policy has commenced. Actual premiums payable are subject to increase each year by 5% to help keep your level of insurance in line with cost of living. This increase can be opted out of. Please refer to the Product Disclosure Statement for full terms and conditions.
Can I decide who receives the death benefit on my policy?
Yes - you can nominate up to 5 beneficiaries as part of your Aussie Accident Plan™ policy, simply by downloading, completing and returning a beneficiary form.
Can the insurer cancel my policy if I get sick?
No - your Aussie Accident Plan™ policy can continue until age 75, no matter what changes with your health or lifestyle.
Who is the Insurer of Aussie Accident PlanTM?
Aussie Accident Plan™ is issued by Hannover Life Re of Australasia Ltd (Hannover), ABN 37 062 395 484 of Level 7, 70 Phillip Street, Sydney NSW 2000.
Hannover's portfolio of life insurance business has been in force for over 40 years and consists of approximately $750 million dollars of annual premium as of December 2012. The company is part of the Hannover Re Group which is one of the world's leading reinsurers. Its worldwide network consists of more than 100 subsidiaries, branch and representative offices in over 20 countries.
The loss of a family member or suffering a serious injury or illness is a hard time for anyone, that's why a benefit is paid for valid claims as soon as possible after your completed claim documents are received.
How to make a claim
If you or your nominated beneficiary (or your legal personal representative on your death) want to make a claim, call 1300 73 7697 as soon as possible after the event giving rise to the claim. You will then be sent a Claims Booklet.
- Complete the Claims Booklet.
If you would like the benefit amount paid directly into a bank account, complete a Direct Credit Authority
Send the above documents as soon as possible to:
- A certified copy of evidence of death (in relation to a death claim) or the evidence of the occurrence of another insured event
- A certified copy of evidence of the insured's age
- A certified copy of proof of your identity and your relationship to the insured (in relation to a death claim)
- The original Policy Schedule. If the Policy Schedule been misplaced, please complete a
PO Box 6728
Baulkham Hills NSW 2153