Call 1300 44 55 66
 
MFAA Approved Broker

Refinancing Guide

Refinancing Guide

Everything you need to know about refinancing your home loan

Refinancing your home loan can provide a valuable opportunity to save money, access improved loan features or tap into home equity.

But it’s a big step and it’s worth knowing what’s involved.

Download the Refinancing Guide now!

Subscribe to our comprehensive property market newsletter to download the full Refinancing Guide now.
  • File type : Pdf
  • File size : 2.06 Mb

In this guide:

  • Reasons to refinance your home loan

    Refinancing simply means taking out a new loan to pay out your current mortgage. There is a whole range of reasons why it's worth making the move to a new home loan.

  • The cost of refinancing

    Refinancing can save you money but there are costs involved. You need to weigh up these costs against the benefits of refinancing.

  • How much can you borrow?

    An important step in refinancing is determining how much you can afford to borrow.

  • The home loan that's right for you

    Here we look at the sorts of loans available and how they work.

  • Refinancing - Aussie makes it easy

    The process of refinancing can be quite straightforward. There are five key steps:

  • Questions to ask

    Before you sign a loan contract, you should have a clear idea about the costs of the loan and the features it offers. Here are some questions to ask your Aussie Mortgage Broker or lender before you pick up a pen.

  • The right time to refinance

    There are no hard and fast rules about the 'right' time to refinance your loan.

  • Summing up

    Refinancing can offer plenty of pluses, potentially providing a lower home loan rate, access to home equity or a loan with features better suited to your needs.

¹Aussie awarded Mortgage Broker of the Year in 2008, 2009, 2010, 2011 & 2012 by AB+F Magazine.

Ask an Expert

No charge, no obligation, at a time and place that suits you.

Button
Mortgage Broker of the Year

Stay Informed

Register to receive our regular e-newsletter

* E.g. Aussie Select Basic 3 Year Fixed Rate Home Loan that has an interest rate of 4.99% p.a. with a comparison rate 5.22% p.a., which is available with a loan to valuation ratio of less than 90%. Applications are subject to approval. Conditions, fees and charges apply. Rates are subject to change. The comparison rate is calculated on a loan size of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Speak to an expert Aussie Broker for details.

Feedback