Frequently Asked Questions
Got a question?
Take a look at the information below to see if we’ve got the answer. If you don’t find it here, please give us a call on 13 13 55.
Q. How much can I borrow?
A. You can borrow from as little as $3,000 for a personal loan and $5,000 for a car loan, The maximum amount depends
on your situation and what you are borrowing the money for.
Q. How long is the loan for?
A. With loan terms from 1 to 5 years (and even up to 7 years for a Personal Loan) you can choose what best suits
your needs, whether you want to repay your loan faster or minimise your repayments over a longer term.
Q. How do I make repayments?
Repayments on your Car or Personal loan are made via Direct Debit with BPAY® available for additional repayments.
Q. Who can apply?
A. It’s easy. As long as you are over 18 years of age, an Australian resident, have a good credit history and have a
regular monthly income, you’re eligible! And remember you don’t need to be an existing Aussie customer to apply.
Q. How long does it take?
A. Whatever you need your loan for, it won’t take long to apply. It takes about 20 minutes to apply over the phone,
here online, or at one of your local Aussie Shops.
Q. What do I need to apply?
- Have an idea of how much you want to borrow and what you want to use the funds for
- Your contact details - current address and your previous address if you have lived at your current address for less
than 3 years
- Your employment details – including your employers address and a contact
- Income (before tax) and living expense details.
- Details of your assets, savings or investments.
- The repayment amounts and balances owing on any liabilities (including credit cards, store accounts, etc.)
- Recent tax information (if self employed).
Q. How do I apply ?
A. Apply online now or phone 13 13 55 from 8:30am to 8pm Monday to Friday and 9am to 5pm on Saturday EST.
Alternatively, you can call into your local Aussie Shop.