Borrowing for a Personal Loan
The maximum amount you can borrow for a car or personal loan depends on you. It's based on your current financial situation and your capacity to meet your monthly repayments.
We do have minimum amounts though. You must borrow at least $3000 for a personal loan or a car loan.
Estimate your personal or car loan borrowing limit
To check how much you can afford to borrow, look at what you currently spend each month – then work out how much money you have left over from your monthly pay. That’ll give you a ballpark idea of what you can afford in repayments, but make sure you leave some room for those extra things that come up.
With your estimated repayment amount in mind, go to our repayment calculator. Move the loan amount slider until the monthly repayments match your estimate.
One size doesn't fit all
The amount you’ve estimated is just that, an estimate. Your situation will be different to everyone else’s. When you apply using our online application form, you’ll need to give us some information about your income, expenses and how much you’d like to borrow. Soon after you’ve completed the form, we’ll give you a call to let you know how much we can lend you.
Find out how to apply for an Aussie Personal Loan here
You can also call us on 13 13 55. Someone from our car and personal loan team will talk to you to understand your unique needs, and then work out a way to meet them.
How an Aussie Personal Loan helped Steve
Feedback from customers with Aussie Personal Loans
Our Aussie Personal Loan helped us by combining mine and my partners existing debt into one easy repayment so that we were able to save a deposit for our first home and wedding.
Belinda – VIC
Thanks to Aussie they gave me a personal loan with which I paid off the credit cards and can afford the loan payment which is at a better interest rate than my bank.¹
Dianne – SA
Read more customer testimonials
What else can I do with an Aussie Personal Loan?
Aussie Personal Loans can help you with a range of situations that come in your life, from renovations, travel, marriage, a car or even just as a way to consolidate all of your existing debts into one manageable loan.
The Aussie Personal Loan is from Aussie Consumer Finance ("Aussie") with credit provided by GE Personal Finance Pty Ltd (ABN 54 008 443 810, Australian Credit Licence number 392163). The Aussie logo is a trademark of AHL Investments Pty Ltd (ABN 27 105 265 861, Australian Credit Licence number 246786). Aussie is a partly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945.
## Rates valid as of 08/10/13 and are subject to change or we may introduce new ones in the future. Approved customers only. All applications are subject to lending and approval criteria. Terms, conditions, fees and charges apply. Interest rate offered will depend on our assessment criteria.
** The comparison rate is based on an unsecured personal loan of $30,000 over 5 yrs. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any information is general and not based on any consideration of your objectives, financial situation or needs.
¹ Based on lending criteria and the specific financial circumstances of the applicant. Your results may vary.