Take control of
your finances
With a Personal Loan from Aussie.
Interest rates
Personal Loan from:
p.a. for amounts > $20,000 (comparison rate p.a)1
Car Loan from:
p.a. for amounts > $10,000 (comparison rate p.a)2
Loan term
You can choose your loan term from 1-7 years for repayments to suit your budget
Repayment frequency
You can make repayments monthly, fortnightly or weekly by Direct Debit. It’s easy and convenient, just set and forget.
Establishment fee
$199
You’ll pay the establishment fee only once, when you first get the loan.
Early termination fee
There’s also an early repayment fee, but you’ll only need to pay this if you pay-out your loan early. The amount will depend on how much you still owe on your loan, and how long you have left on your agreed term.
Loan purpose
You can use an Aussie
Personal Loan for many worthwhile purposes. The Aussie Personal Loan can not be used for investment or business use, for the purchase or deposit for a house and / or land.
Information required
- The amount you want to borrow.
- Your current address and previous address details if you've moved within the last 3 years.
- Details of your income, savings, assets and expenses - including rent or mortgage repayments, credit and store card limits and repayments and living expenses.
- Employment details, including your employer's address and contact info.
Eligibility criteria
- 18 or over
- A permanent Australian resident
- In regular paid employment
- Free of any defaults on past loans or credit card bills within the last 5 years
You can’t:
- Have been bankrupt in the last 7 years
- Be in the probation period of your employment - if you’ve just started a new job you can apply once you’ve officially settled in.