It's unlikely that you'll be able to borrow much more than the maximum you are offered by banks or lenders. All lenders put a limit on how much they are prepared to lend a customer based on their opinion of how much you can afford to repay. Instead it is probably a better idea to save up a larger deposit or lower your target buying cost.
Don't forget that our Borrowing Calculator is just an estimate of how much you can borrow. To get a fully personalised borrowing figure, that takes into consideration your personal financial situation and home loan needs, speak to us. This is all part of your free appointment with an expert Aussie Broker.