The choice between a fixed and variable home loan (or of combining the two) depends entirely on your financial goals and personal situation.

A fixed rate home loan gives you security that the repayment amount will be the same over a period of time but a variable rate home loan could mean that you could save on your repayments as interest rates might decrease over time.

It's important to understand all the pros and cons of each type of loan and how they relate to your personal situation. An expert Aussie Broker can help you understand these and help you make an informed decision as part of your free appointment .