Should I just take the lowest rate home loan?
There is much more than just a low headline rate to consider when choosing between available home loan products. You need to understand the true cost of the loan, including fees and charges, that may apply. You also need to make sure that the home loan product you choose has the features that you may want, like an offset account, flexibility to switch between fixed and variable rates, online access, redraw and others. What about customer service levels and settlement timescales, and how these will affect you?
An expert Aussie Broker can help you understand the full picture of what to look for in a home loan and a lender, as well as compare hundreds of available home loans. This service is part of you free appointment with an expert Aussie broker.