Rates change all the time and there are literally hundreds of different loans available, so there's no real 'average' or 'normal' home loan interest rate. You could use the big banks' advertised rates as a guide and then aim to get a better deal than that.

An Aussie Broker can help you compare hundreds of loans based on rates and other conditions that suit you. This service is part of you free appointment with an expert Aussie broker.