Most applications for credit will be included in your credit history including if you are declined! You may be better off knowing if you have a low score and working to improve it before applying for credit than to avoid further tarnishing your reputation by getting declines.
About Jessica Yang
Jess is the Marketing Director at Credit Savvy.
As a new credit card owner and recent first home buyer, Jess is familiar with the common pain-points of the credit application process. She is keen to share the insights she has gained along the way.
If you happen to find her away from her computer, Jess will most likely be in the midst of a run around the Botanical Gardens; or, nurturing her vegetable garden - strawberries, rocket, passion-fruit and spinach are her specialties.