So Christmas is over, the Boxing Day sales are a few days in and New Year is only 2 sleeps away sounds like it’s time to start planning the list of resolutions I’ll no doubt break. The thing is, next year – I’m going to make realistic resolutions … ones I’ll actually have a chance of keeping.
The first of January brings with it a whole list of expectations, hopes and dreams for the year ahead – the list is usually topped off with some shoulda, coulda, woulda’s from last year like “lose weight”, “volunteer”, “empty spare room at mum and dad’s place” etc. But honestly – I am sick of whacking the same old thing onto my resolutions list only to roll them over the year after. So with that being said I’m putting down some practical, actionable and realistic resolutions for 2015 that focus primarily around my spending.
I give you (in no particular order) 4 things I’m going to do come 2015:
Leave my credit card at home
OK for me this is doable (my biggest spending temptation is online not in-store) but having said that – yes, I do walk past the occasional shoe store only to be lured inside by a sale sign out front. So to avoid giving in to my inner Imelda Marcos while walking from the office to the station I’m leaving my credit card at home.
Catch the earlier train
Why would that matter? I hear you ask. Simple … in NSW if you tap on with your Opal card BEFORE 7am then you avoid the peak hour rates – brings what would be a $6.30 trip for me down to a $4.41 trip and those extra dollars add up over the course of a year. I can use the extra time in the morning for a pilates class, coffee with a friend, getting some extra work done – there’s a heap of different things!
Block retail sites during the week
Urgh … online shopping is my vice. So to curb my spending and avoid temptation I’m going to restrain myself and NOT visit retail shopping sites during the week. Along with that I’ll also leave reading their enewsletters for the weekend as well (it’s gonna be hard but it’ll be worth it … bye bye ASOS *sob*).
Now I’m not saying go out and eat everything (although I’d love to hahaha) I mean waste not want not – eat everything in the cupboard at home. If it means tuna on toast for lunch every now and then or pancakes for dinner then so be it. I am sick of wasting food and subsequently wasting money so I’m going to do my darnedest to eat everything I buy.
Are any of these things on your list of actionable resolutions for next year? Don’t get me wrong … I’ve still got the old ‘get healthy’ on the list but come 2015 I’m definitely doing the above – because frankly I’ve no excuse (not that I had excuses the years previous!).
What’s at the top of your resolutions list for 2015? Share it in the comments and be honest – do you think you’ll achieve it?
If you enjoyed this article be sure to share it using the buttons below.