There are many ways to go about improving your credit score but fundamentally it does take time and requires you to maintain a healthy credit history.
Set a date to get to know your credit score. It could help you land a lender’s tick of approval for your home loan.
While having a housemate can help you lower your housing costs, especially in areas where the rent is sky high, their actions have the potential to impact your credit score and your ability to access credit in the future. How you ask?
If you’ve been keeping up with the chatter around Comprehensive Credit Reporting (CCR), you would have heard all about the benefits that CCR brings, but you may also be wondering, “What if I’m in financial hardship? How will CCR impact me?”
Haven’t heard of Comprehensive Credit Reporting (CCR)? Never checked your credit score? Well, now is the time to do so! Why? Because your credit information will now be shared with Australia’s credit bureaus.
Have you thought about the foundations of your approach to saving? Here’s a look at common personalities plus tips to help you avoid danger zones. We all have our own tried-and-trusted methods of saving (and spending) – some a little more successful than others – but have you considered the psychology behind these behaviours. Many More…
Don’t say we didn’t warn you! Be aware of these (seemingly small) things that can really impact your credit score. We’re all familiar with the basics of credit scores and the unsurprising things that have an impact, you know the deal, excess of lines of credit, unpaid bills etc. But there are some less obvious More…
A new credit reporting system and tighter lending standards are making it extra important to stay on top of money matters.
If you’ve been a member of Credit Savvy for a while now, then you are probably already aware of the reasons why you should monitor your credit score. It’s an important step in building and maintaining good credit, and with Credit Savvy, it’s completely free!
Sure, the lure of a credit card with frequent flyer points sounds too good to pass up, but it could hurt your credit score.