Credit can be confusing and stressful when you don’t have all the answers. Today we tackle five commonly asked questions about defaults.
While most people may be aware that taking out a personal loan or credit card can affect your credit score, it is less widely known that telecommunications services such as mobile phones and broadband contracts can also have an impact.
The finer details of Australia’s credit reporting system may not be everyone’s cup of tea, so we’re here to answer a few questions you might not have gotten around to asking (or felt comfortable enough to!).
There is so much more that you can do once you’ve gone through the process of getting your credit score to make sure that you are in the savviest financial position you can possibly be in – and none of it will cost you a cent.
My credit score has dropped 50 points. Help! Firstly, don’t freak out. A drop in your credit score may seem alarming, especially if you haven’t done anything but small changes to your score are quite common and can happen to anyone.
There’s a lot of confusion and misconceptions about credit scores. It’s time to finally set the record straight. Here are 4 credit score myths busted!
Just who are these people with really good credit scores? And how can you be one of them?
So it’s the start of 2017 and you want to end the year with a better credit score right?
Credit enquiries remain on your credit file for 5 years and do not indicate if the product was ever taken out, is still active or whether it has been paid off.
Managing your finances for Christmas can get tricky and you can end up looking at an empty bank account well before the 25 December. Try these low or no cost decorating and gift ideas, and enjoy a cheaper Christmas with all the trimmings.