If you’re a victim of fraud or if you’re concerned that you’ll likely be, there is one very important step you can take to minimise the impact.
Do you know which factors impact your credit score? Take our quiz to find out.
A pre-approval for a home loan is treated like any other application for credit and these stay on your credit file for 5 years.
There are many ways to go about improving your credit score but fundamentally it does take time and requires you to maintain a healthy credit history.
Everything you need to know about the update to CCR before July 2019.
If you’ve been keeping up with the chatter around Comprehensive Credit Reporting (CCR), you would have heard all about the benefits that CCR brings, but you may also be wondering, “What if I’m in financial hardship? How will CCR impact me?”
Haven’t heard of Comprehensive Credit Reporting (CCR)? Never checked your credit score? Well, now is the time to do so! Why? Because your credit information will now be shared with Australia’s credit bureaus.
Don’t say we didn’t warn you! Be aware of these (seemingly small) things that can really impact your credit score. We’re all familiar with the basics of credit scores and the unsurprising things that have an impact, you know the deal, excess of lines of credit, unpaid bills etc. But there are some less obvious More…
A new credit reporting system and tighter lending standards are making it extra important to stay on top of money matters.
If you’ve been a member of Credit Savvy for a while now, then you are probably already aware of the reasons why you should monitor your credit score. It’s an important step in building and maintaining good credit, and with Credit Savvy, it’s completely free!