Staying on top of your credit score is very important, especially if you’re planning to apply for credit.
You’ve probably learnt a lot of important facts about your partner while getting to know them – their birthday, the names of their family members, where they work, if they have any allergies – but have you ever talked about their credit score?
If you’ve been a member of Credit Savvy for a while now, then you are probably already aware of the reasons why you should monitor your credit score. It’s an important step in building and maintaining good credit, and with Credit Savvy, it’s completely free!
Many Australians are still unaware that missing credit card repayments can have a negative impact on their credit score and could prevent them from getting approved for more credit in the future.
Take a look at how Grace turned around a low credit score. You’ll be amazed at what she learned in the process.
If you’re a victim of fraud or if you’re concerned that you’ll likely be, there is one very important step you can take to minimise the impact.
Do you know which factors impact your credit score? Take our quiz to find out.
A pre-approval for a home loan is treated like any other application for credit and these stay on your credit file for 5 years.
There are many ways to go about improving your credit score but fundamentally it does take time and requires you to maintain a healthy credit history.
Everything you need to know about the update to CCR before July 2019.