Getting married to your partner means combining most aspects of your life and that includes your finances.
Running your own business shouldn’t get in the way of plans to buy your first home
We know the role of the banker in the home buying process, but many people probably aren’t aware of how useful a broker can be in smoothing the way to their dream home or first investment property.
Have you ever wondered what happens once you hit submit on a personal loan application? Wonder no more, as I explain some of the key steps and how to improve your chances of having a personal loan approved.
Assessment of your ability to repay a loan is generally calculated over five years, so because a casual or seasonal worker might not have any shifts or be working the next week let alone the next year, lenders may not be too confident that you will be able to make the repayments.
There are companies out there that can help you, but credit repair comes at a fee, so here are a few questions you can ask yourself to help you work out which approach is right for your situation.
Most applications for credit will be included in your credit history including if you are declined! You may be better off knowing if you have a low score and working to improve it before applying for credit than to avoid further tarnishing your reputation by getting declines.
Have you seen an interest rate advertised for a personal loan but you got offered something completely different? Here I explain why this can happen and things you can do to try and get a better rate.
Each Sunday John Symond answers one of your questions – this Sunday we’re looking at how to fund a backyard swimming pool if you don’t have the cash at the ready.
Each Sunday John Symond answers one of your questions – this Sunday we’re looking at how to prioritise your debts to pay them off faster and smarter.