For most people, the world of insurance can seem fairly dull. We insure our homes in case there is fire or it is burgled. We insure our cars just in case we are in an accident, and we insure ourselves in case of sickness or death.
But, there are many insurance companies around which receive bizarre claims following accidents, or are asked to insure odd items.
The world’s most famous insurance company, Lloyds of London, has had countless odd requests and claims over its long history.
On one claim, the driver had collided his car with a cow. The questions and answers on the claim form were:
Q – What warning was given by you?
A – Horn.
Q – What warning was given by the other party?
A – Moo.
Another claim from Lloyds lodged was for the theft of an impressive collection of adult toys. “Nothing gets in the way of passion,” explained another customer when ringing up to report a broken bed and bedpost.
Lloyds have been renowned for insuring celebrity body parts over the years including:
- 13-year-old World Yo-Yo champion Harvey Lowe’s hands for $150,000 in 1932
- Cricket player Merv Hughes’ walrus moustache for $370,000
- 1940s and 50s bombshell Betty Grable’s legs for $1 million each
- Michael Flatley of Lord of the Dance and Riverdance for $47 million during the height of his career in the 1990s
- In the 1980s, Bruce Springsteen’s insured his voice for $6 million. Celine Dion, Rod Stewart and Bob Dylan have also taken out insurance policies in the past
- Classic comedy partners Bud Abbott and Lou Costello for $250,000 (in the 1940s)
- Jennifer Lopez’s backside for $1 billion
Aussie General Insurance, which offers motor vehicle, home and contents and landlord’s insurance, was launched earlier this year, and as yet we haven’t had any “strange” requests for insurance.
Lisa Croudace, Aussie’s Senior Manager, Insurance and Wealth, said: “We haven’t been approached to insure Kylie Minogue’s hot pants or Geoff Huegill’s gold medals from the Commonwealth Games – yet!”
“What we have had is a lot of policies written for the average Australian. We’re arranging insurance for cars and homes and that’s where our strength lies.”
She said: “Along with our general insurance offering, we also have life, funeral, and accident cover and hope to bring on more types of cover as our customers tell us what they need.”
Find out more about Aussie insurance on the Aussie website or call 1300 73 26 44 (for general insurance) or 1300 20 54 33 (for life insurance).