Not sure how much you can borrow for a home loan? Let our borrowing calculator help you. Simply enter into the calculator information about your current financial situation – including your income and living expenses – as well as the specific loan’s details – like interest rate and loan term – to get an idea of how much you could borrow, as well as monthly repayments.

This is a great tool to help ensure you don’t overstretch yourself with home loan repayments.

How much can I borrow?

About you

Annual Income (before tax)

Monthly Expenses

The Loan


Sorry, but this scenario will not allow for a loan.

You may be able to borrow up to:

Monthly repayments at

Monthly repayments at (if rates rise)

Get your personalised result in a free appointment with an expert from Aussie.

Free appointment

This should be treated as a guide only. By using this mortgage calculator application you accept the terms and conditions.

Important to remember

The information provided by this borrowing power calculator should be treated as a guide only, and not be relied on as true indication of your home loan repayments, or a quote or indication of pre-qualification for any home loan product.

The Aussie Home Loan Borrowing Power Calculator calculates the potential amount you may be able to borrow for a home loan, with respect to a number of factors about the borrower's personal financial situation and based on a number of assumptions. Please see our calculator assumptions for full details. Applications for finance are subject credit approval. Full terms and conditions will be included in any loan offer. Fees and charges are payable.

So what's next? Time to meet with a broker?

  • You’ll fully understand how much you can afford to borrow and repay without putting yourself at risk.
  • We will give you expert advice to help you find the right home loan deal
  • We will explain the available government grants and help you apply for them
  • Clearly explain the different features, options, fees and charges
  • Provide expert advice and support you at every step of the process

Why Choose Aussie?

  • Aussie has access to one of the largest ranges of home loans in the market. Seeing a broker is like visiting multiple banks in a single appointment.
  • Lenders and banks can sometimes offer us special low interest rate deals due to the volume of business we do with them.
  • Aussie was the proud winner of 'Mortgage Broker of the Year' for 7 years running.
  • An Aussie mortgage broker can help you to fill out all the paperwork.
  • Our service is free! Our brokers are paid by the lenders, not by you.
  • All Aussie brokers are fully accredited and diploma-qualified.

Aussie offers a wide range of lenders and a choice of hundreds of home loan deals.

Photo of a mother and daughter
Our Aussie second opinion currently saves us $800 a month, which means now we can afford private school for our beautiful daughter. Lynda M., Heathridge WA
Photo of a young couple in their new kitchen
Getting a second opinion from Aussie was the best thing we ever did; it saved us hundreds of dollars a month, enough to renovate our kitchen! Travis C., Charlestown NSW

It is never too early to speak with a broker

Let us do the hard work to find the home loan that's right for you.