My name is Laura Moya. I am a Mobile Mortgage Broker for Aussie Home Loans working in the Eastern Suburbs of Melbourne, Victoria. Whether you are buying your first home, refinancing, upgrading, consolidating your debts or building your property investment portfolio, looking for a home loan can be both a daunting and time consuming experience. I like to see myself as your personal shopper; to suit your home loan needs. Why go direct to a bank when you can enjoy my individually tailored services at no cost to you. I can compare hundreds of loans from our panel of 21^ lenders, including the big banks, to get you a competitive rate and more importantly a solution that's tailored to meet your specific needs. Time is a very precious commodity in this fast-paced world we live in today. Why don't you let me use my expertise, knowledge and skills to undertake the loan comparison research, paperwork and follow-up behind the scenes, giving you more time to focus on other aspects of your everyday life. I offer a caring and grounded approach and my aim is to save you time and effort. I understand that the world of finance can be confusing and unsettling at times and I would love to work with you to answer questions along the way and guide you through the process with minimum of fuss. Why choose me? 1. I am accredited with the Mortgage and Finance Association of Australia (MFAA). 2. I have successfully completed the Advanced Diploma of Legal Practice through RMIT Tafe in mid-2007 and I hold a Certificate IV in Mortgage and Finance completed in May 2006. 3. I have worked as a Mortgage Clerk since 2002. This has provided me with hands on experience on the back end of the transactions from preparing internal loan applications, loan documentation, verifying files were in order to proceed to settlement. Liaising with property valuers, conveyancers, solicitors and arranging for settlements (either for purchases or refinances), attending settlements, instructing settlement agents to attend to stamping and lodging documentation at the Land Registry and the State Revenue Office. 4. I have a "Can Do" attitude. Possessing such a vast pool of knowledge and hands on experience of having worked for financial institutions, I am not only able to assist you as your "Personal Home Loan Shopper" but, I can also explain to you what normally happens "behind the scenes" from my own personal experience. Please feel free to call me directly to make an appointment at a time and place that suits you. I look forward to meeting you and starting a journey together not only for the short term but post settlement and maintaining a long term relationship for your ongoing financial needs.My mission is to assist my clients with their short term and long term financial goals. I aim to make their transaction as smooth as possible. My niche market is with Medico Home Loans - which include Dentists, General Practitioners, Hospital-employed Doctors (e.g. Intern, Resident, Registrar, Staff Specialist), Medical Specialists, Optometrists, Pharmacists Veterinary Practitioners could be eligible to obtain loans to a maximum LVR of 90% without mortgage insurance subject to certain criteria. Another niche market of mine is within the Industry Specilisation Package - Applicable to Professional Services where eligible professionals in the Medical, Accounting, Legal or Mining, Energy and Resource industries could be eligible to obtain loans to a maximum LVR of 90% without mortgage insurance subject to certain criteria.