Hi, I’m Peter Harrington, one of the dedicated team of mortgage brokers at Aussie Home Loans - South Yarra working out of the Alfred Hospital Melbourne campus. I specialise in home loans and investment loans for medical doctors and other health professionals.
At Aussie South Yarra we pride ourselves on our professionalism. We partner with our clients from the initial home loan appointment through to the loan application, approval and settlement of your mortgage. We strive to make the journey straight forward and stress free. We truly value long-term relationships.
Now open at the Alfred Hospital Melbourne campus, we provide a fast track to a panel over 20 leading lenders and thousands of products. Using Aussie's home loan software, we can quickly identify the best alternatives to meet your borrowing needs and objectives, now and in the future.
Why do the lenders want to target doctors and health professionals?
Banks and other lenders see doctors, consulting specialists and other health professionals as having high, stable incomes and being lower default risks. As such they are willing to lend higher percentages to these customers on very competitive terms. Doctors, specialists and health professionals are also seen as large borrowers for investment loan purposes, providing a good opportunity for further home loan and asset finance business.
What are the benefits for doctors, specialists and health professionals?
·You can borrow up to 95- 100% of the property value without the need for Lenders Mortgage Insurance.
·Discounted interest rates may apply for loans less than 80% of property value.
·Being in the Alfred Hospital Melbourne campus now, you can leverage off the Aussie brand to receive other special deals.
Which doctors and health professionals are eligible?
Resident Medical Officer
To be eligible you must be a member of one of the following associations:
Australian Association of Practice Managers
Australian College of Rural and Remote Medicine (ACRRM)
Australian Dental Association (ADA)
Australian Dental Council (ADC)
Australian Medical Association (AMA)
Australian Medical Council (AMC)
Australian Veterinary Business Association
Australian Veterinary Association
Australasian College for Emergency Medicine (ACEM)
Australasian College of Cosmetic Surgery (ACCS)
Australasian College of Dermatologists (ACD)
College of Intensive Care Medicine of Australia and New Zealand (CICM)
Medical Practitioners Board of Australia
Royal Australasian College of Dental Surgeons (RACDS)
Royal Australasian College of Medical Administrators (RACMA)
Royal Australian and New Zealand College of Obstetricians and Gynaecologists (RANZCOG)
Royal Australian and New Zealand College of Ophthalmologists (RANZCO)
Royal Australasian College of Surgeons (RACS)
Royal Australasian College of Physicians (RACP)
Royal College of Pathologists of Australasia (RCPA)
Royal Australian and New Zealand College of Psychiatrists (RANZCP)
Optometrists Association Australia
The Australia and New Zealand College of Anaesthetists (ANZCA)
The Royal Australian College of General Practitioners (RACGP)
The Royal Australian and New Zealand College of Radiologists (RANZCR)
Urological Society of Australia and New Zealand (USANZ)
Other associations on a case by case basis
Aussie South Yarra also has commercially accredited brokers to facilitate commercial lending and asset finance; great for establishing a medical practice, acquiring specialist medical equipment or leasing motor vehicles through medical asset finance.
If you are looking for a new home loan or simply want to do a quick health check on your existing property and investment loans then we welcome your call or drop in at the Alfred Hospital Melbourne campus. An appointment with usis free.
For your convenience we have two locations
·Aussie South Yarra, 135 Toorak Road, South Yarra 3141
·Aussie at Alfred Hospital, Ground Floor, 55 Commercial Road, Melbourne, 3004