Franchisees Julie Chengo (Dip FS) and David Redfern (JP, Dip FS), owner operators of both Aussie Cessnock and Aussie Singleton, head up a dedicated, committed team of 7, and together, when it comes to finance, make up one of the most experienced team in the Hunter Region. Between us, we have over 150 year’s combined experience in mortgage broking, banking, financial services, real estate, business, administration and customer service. We’ve worked hard over the years to establish the right expertise, relationships and skills, inside and outside the finance industry, which sets us in good stead to handle all finance requirements; from assisting a first time home buyer through to someone who has a complex financial situation and property portfolio, including the specialised area of Self-Managed Super Fund lending.
Julie and David, business partners in the finance industry since 1998, have successfully built Aussie Singleton store’s reputation by taking the time to work with our customers to understand their needs, goals and aspirations, with the view to make it easy to reach their financial goals. Having a well-established business in the region since 2004, coupled with this success has enabled us to expand into a rapidly growing area by opening our beautiful new store in Cessnock. We hope to share and impart our finance broking knowledge into the wider Hunter area, offering the residents and business owners of Cessnock and surrounding areas, more options when it comes to mortgages. To us, your loan is never just a loan. Whether you’re looking to purchase your first home for your young family, to upgrade to a bigger home or invest in property to achieve financial freedom, we get it. And we come with you on the journey every step of the way. We want to become ‘your broker’!
Julie and David are savvy property investors with 13 properties between them, spread across residential, commercial and properties purchased in their SMSF. Therefore, they understand the buying process not just within NSW but interstate as well. We have built strong relationships with real estate agents, accountants, solicitors, conveyancers and financial advisers who continually refer their clients, trusting us to provide good solutions and a great customer experience. Over the years as a result of the high level of customer service Julie, David and our team offer, it’s not surprising that a large percentage of our business comes via referrals from happy customers. This is why a large portion of our clients become clients for life.
“We do all the work for you – you don’t have to deal with the banks, we do! Now that’s got to take a huge amount of stress out of the transaction!”
From our own personal experience, whilst investing can be exciting, we know it can also be nerve racking, whether it’s your first investment purchase or you’re a seasoned property investor. As experienced investors we have a deep and solid understanding of the process as well as the importance of structuring the strategy correctly from the get-go. In our meeting with you, we will take the time to listen and fully understand your short and long term goals and aspirations, to ensure your loans are structured in a way that meets your needs and to gain the maximum benefit possible. We are passionate about helping people achieve their financial goals and always seek best solutions for our clients.
“Would your bank tell you if their competitor had a better rate or option?”
- First home buyers
By assisting hundreds of first home buyers over the years, we understand the stress involved in buying your first home. Firstly, we will take the time to explain the process so you have a good understanding of what’s involved, and we will find the most suitable product for your needs from a wide range of lenders. With the caring support of our friendly team, we relieve the stress by ‘tracking’ your loan with the lenders to ensure the process is efficient and timely. We will keep you updated every step of the way, giving you peace of mind that everything is going as it should. Our team are always available to answer any questions you may have through the process.
“There is no cost to you for utilising our services. We do not charge a broker fee.”
- Self -Managed Super Funds (SMSF)
Many people now are choosing to purchase investment properties and create wealth through property within their Self-Managed Super Funds (SMSF). Having set up their own SMSF in 2000, and purchasing property via this vehicle, Julie and David both have an understanding and passion about creating wealth and financial independence by building a property portfolio within a Self-Managed Super Fund. SMSF lending is without a doubt a specialised area. Julie Chengo is the SMSF specialist across the two stores. Her expertise, knowledge and understanding of trust and company structures, along with specific lender policies in the SMSF arena will ensure you get the best outcome. These deals are often complex and convoluted and many brokers do not have the experience or the knowledge to successfully complete them. Julie is very well versed in the complex requirements for SMSF loans which will give you peace of mind you are in the right hands when it comes to this complex lending.
“We structure loans on your terms not the banks' terms”
We can also assist with
- Self-employed loans - Loans for commercial properties e.g. retail, warehouse, offices etc - Purchase vacant land - Construction projects - Small Business Loans - Asset Finance - Mortgage Protection Insurance - Self-Managed Super Fund Loans - SMSF
Call us now on 02 4990 9700 and experience the difference.