Aussie Cessnock

39 Vincent Street, Cessnock NSW 2325

Franchise Principal

  • David Redfern
  • Julie Chengo

Mortgage Brokers

Find us on


02 4990 9700


02 4990 9799

Trading hours

  • Mon to Fri: 9.00am to 5.00pm
  • Saturday: By Appointment
  • After hours: By Appointment

About Us

“We make it easy to do business with”

Franchisees Julie Chengo (Dip FS) and David Redfern (JP, Dip FS), owner operators of both Aussie Cessnock and Aussie Singleton, head up a dedicated, committed team of 7, and together, when it comes to finance, make up one of the most experienced team in the Hunter Region. Between us, we have over 150 year’s combined experience in mortgage broking, banking, financial services, real estate, business, administration and customer service. We’ve worked hard over the years to establish the right expertise, relationships and skills, inside and outside the finance industry, which sets us in good stead to handle all finance requirements; from assisting a first time home buyer through to someone who has a complex financial situation and property portfolio, including the specialised area of Self-Managed Super Fund lending.

Julie and David, business partners in the finance industry since 1998, have successfully built Aussie Singleton store’s reputation by taking the time to work with our customers to understand their needs, goals and aspirations, with the view to make it easy to reach their financial goals. Having a well-established business in the region since 2004, coupled with this success has enabled us to expand into a rapidly growing area by opening our beautiful new store in Cessnock. We hope to share and impart our finance broking knowledge into the wider Hunter area, offering the residents and business owners of Cessnock and surrounding areas, more options when it comes to mortgages. To us, your loan is never just a loan. Whether you’re looking to purchase your first home for your young family, to upgrade to a bigger home or invest in property to achieve financial freedom, we get it. And we come with you on the journey every step of the way. We want to become ‘your broker’!

Julie and David are savvy property investors with 13 properties between them, spread across residential, commercial and properties purchased in their SMSF. Therefore, they understand the buying process not just within NSW but interstate as well. We have built strong relationships with real estate agents, accountants, solicitors, conveyancers and financial advisers who continually refer their clients, trusting us to provide good solutions and a great customer experience. Over the years as a result of the high level of customer service Julie, David and our team offer, it’s not surprising that a large percentage of our business comes via referrals from happy customers. This is why a large portion of our clients become clients for life.

“We do all the work for you – you don’t have to deal with the banks, we do! Now that’s got to take a huge amount of stress out of the transaction!”

  • Investors

From our own personal experience, whilst investing can be exciting, we know it can also be nerve racking, whether it’s your first investment purchase or you’re a seasoned property investor. As experienced investors we have a deep and solid understanding of the process as well as the importance of structuring the strategy correctly from the get-go. In our meeting with you, we will take the time to listen and fully understand your short and long term goals and aspirations, to ensure your loans are structured in a way that meets your needs and to gain the maximum benefit possible. We are passionate about helping people achieve their financial goals and always seek best solutions for our clients.

“Would your bank tell you if their competitor had a better rate or option?”

  • First home buyers

By assisting hundreds of first home buyers over the years, we understand the stress involved in buying your first home. Firstly, we will take the time to explain the process so you have a good understanding of what’s involved, and we will find the most suitable product for your needs from a wide range of lenders. With the caring support of our friendly team, we relieve the stress by ‘tracking’ your loan with the lenders to ensure the process is efficient and timely. We will keep you updated every step of the way, giving you peace of mind that everything is going as it should. Our team are always available to answer any questions you may have through the process.

“There is no cost to you for utilising our services. We do not charge a broker fee.”

  • Self -Managed Super Funds (SMSF)

Many people now are choosing to purchase investment properties and create wealth through property within their Self-Managed Super Funds (SMSF). Having set up their own SMSF in 2000, and purchasing property via this vehicle, Julie and David both have an understanding and passion about creating wealth and financial independence by building a property portfolio within a Self-Managed Super Fund. SMSF lending is without a doubt a specialised area. Julie Chengo is the SMSF specialist across the two stores. Her expertise, knowledge and understanding of trust and company structures, along with specific lender policies in the SMSF arena will ensure you get the best outcome. These deals are often complex and convoluted and many brokers do not have the experience or the knowledge to successfully complete them. Julie is very well versed in the complex requirements for SMSF loans which will give you peace of mind you are in the right hands when it comes to this complex lending.

“We structure loans on your terms not the banks' terms”

We can also assist with

  • Self-employed loans
  • Loans for commercial properties e.g. retail, warehouse, offices etc
  • Purchase vacant land
  • Construction projects
  • Small Business Loans
  • Asset Finance
  • Mortgage Protection Insurance
  • Self-Managed Super Fund Loans - SMSF

Call us now on 02 4990 9700 and experience the difference.


Here’s what some of our customers have to say:

Thank you Julie for all your input. We were very happy with your expertise and professionalism. You are a very approachable friendly person. Always kept us updated. After dealing with you, we would never go back to dealing with the banks direct. You made it so easy for us.
We can't fault you with anything and we would highly recommend you. I love the cards you mailed us! They look great. It was really a lovey surprise.
Thanks again
D & A

When it comes to financial advice, you can't go past David and the team for professionalism, friendliness, efficiency and a smooth process. Recommendations to Aussie is without question and comes with a high regard. If you want to achieve the best help in answering all your financial queries and a positive outcome, give them a call.
You'll be glad you did!

Without this lovely lady named Julie & her fabulous team, I don't think my dream of becoming a homeowner would have come true.
Thank you so much!

David and his team went above and beyond. Even when we had a couple of hiccups. Their willingness to answer every and all our questions gave us the confidence we needed to make the plunge into buying our first home. We had a complicated application with 4 applicants and we cannot recommended them enough

Julie Chengo and her team provided excellent service and support throughout the entire process of sell and buy. Her patience and professionalism helped alleviate the stressful moments.
Thank you Julie and have a great Christmas
P & D

We can't recommend David & the team from Aussie @ Singleton highly enough. They were so knowledgeable & helpful & it was such a pleasure dealing with them. We had had such a long & frustrating time with our local bank & David stepped in & helped us to achieve our dream with a minimum of fuss.
So grateful to all @ Aussie
S & B

Julie and her team helped us establish a home loan to secure our first property. She did it with courtesy and professionalism. It was this reason why we returned to use Julie's services again recently when we refinanced our loan to a new lender. We highly recommend Julie and her team and will definitely be using their services again.

Fantastic customer service, and of course the reassurance we were getting the best deal. David and the team there are fantastic!

The Singleton Aussie team is so helpful! No matter what you email or call them about its never a problem for them to help out. I can't praise them enough and highly recommend them.
Keep up the good work guys

Thousands of home loans. Over 20 leading lenders.
We’ll find the right one for you.^

  • Adelaide Bank
  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • Bank SA
  • Bankwest
  • Commonwealth Bank
  • Heritage Bank
  • HSBC
  • ING Direct
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • My State
  • NAB
  • Pepper
  • P&N Bank
  • St George
  • Suncorp Bank
  • virgin money
  • Westpac

^ Not all lenders lend in every state or territory.