Aussie Northcote

Cnr. High and Separation Streets, Shop 15A, Northcote Central Shopping Centre, Northcote, VIC, AU

Franchise Principal

  • Callum Kerr
  • Peter Newman
  • Lachlan Pitman

Mortgage Brokers


03 9480 4800


03 9489 1828

Trading hours

  • Mon to Fri: 9.30am to 6.00pm
  • Saturday: 9.30am to 3.00pm
  • Sunday: By Appointment

About Us

We're your local Aussie Home Loans mortgage brokers, servicing Northcote, Thornbury, Alphington and Clifton Hill. We find you the home loan that's suits your needs from the hundreds available on our panel of lenders. Why spend weeks running around to dozens of lenders to get the best deal, when we can search home loans from Aussie's lenders panel in just minutes. Our mortgage broking service is fast and free.

How quick is it to find your loan?

In less than a few minutes, an Aussie Northcote mortgage broker will compare hundreds of loans from banks and other lenders and can find the loan that suits you best from our panel of lenders. As your local home loan specialists we can help you get into your dream home sooner.

  • First Home Buyers
  • Refinance
  • Property Investing

Refinancing: should you put the effort in?

We have many customers ask this question. Possibly, you'll need to weigh up the financial benefits against the costs and risks involved. I can help you understand the pros and cons.

Guarantors, Housing Affordability & First Home Buyers.

Most first time borrowers aren't aware their family members, usually their parents, can act as guarantors for a home loan. This is an option that allows family members to provide a guarantee in support of a borrower's home loan application by using equity in their own property as security for the loan. It is targeted at those with good ability to repay a home or investment property loan but who lack the sufficient equity to secure the additional funds they need to meet up-front loan costs and associated expenses. We can also assist in processing the First Home Owners Grant on your behalf.

First time investors keen to make the most of it.

First time and seasoned investors are starting to make the most of the current market. Rising rents, limited vacancies, competitive interest rates and relatively stable property prices all spell good news for those wanting to climb the property ladder. To create wealth through investment first time investors need to do their homework. A few points to consider when looking to buy an investment property, include:

  • Suburb reputation and location e.g. close to the city, waterways, parks;
  • Proximity to transport, shops, cafes and other entertainment;
  • Proximity to child minding facilities, schools, or other educations institutions;
  • If it needs any repairs or renovations now or in future, for tenant's comfort and for resale;
  • If it is a unit, the trustworthiness of strata and the sinking fund level;
  • The type of neighbours;
  • Infrastructure planned for the area

How can I use the equity I've built up in my home?

As you pay off your home loan your debt decreases and over the years the value of your property may increase. If you find yourself in this situation, as many living in the local area do, you may have equity which you can draw upon for a range of reasons.
These can include investing in property, upgrading to a bigger place, or renovating your existing home. If any of these sound interesting to you, you'll need to sit down and assess your home loan. We've helped hundreds of clients through this exact process. Give us a call today and we'll review your current home loan to make sure it's working hard for you.

It makes sense to review your loan when moving home.

If you're considering moving home then you'll need to review your finances. The home loan that you first took out when you purchased your current home loan may have been right for your situation at the time. However, with so many new products entering the market all the time, you'll want to make sure your home loan is still working hard for you in the future. Reassessing your situation will give you peace of mind that you are either doing the right thing by your finances or need to make changes.

Thought about refinancing ahead of further rate rises?

Rising interest rates will impact minimum repayments for variable rate home loan borrowers and could make budgeting a challenge, which is why moving to another loan may save money, time and stress. Mortgage lenders continue to battle each other for market share by introducing more loan options, which can only mean good news for borrowers preparing for further rate rises. Regularly reassessing your situation provides peace of mind that you are either doing the right thing by your finances or need to make changes.

How Come?

Aussie's Toolbox software saves hours of research. No need to try making appointments at banks – we bring their products to you in minutes.

How much for the service?

Our mortgage broking service is free. There are no fees, no shaded interest rates for using Aussie to arrange your home finance.

What loans?

  • Home Loans for property purchases (First Home Buyers, Repeat Home Buyers, Investors)
  • Mortgage Broking of Refinances
  • Land Loans & Construction Loans
  • Commercial Lending Mortgage Broker services
  • Small Business Loans

Why choose Aussie?

  • National company voted "Best Mortgage Broker in 2008 - 2014" by the Australian Banking &Finance Magazine
  • All brokers are accredited with the Mortgage Finance Association of Australia
  • Exclusive Aussie ‘Toolbox’ technology
  • Our business is focused on you. Our clients are very important to us and our goal is to exceed our client's expectations in service standards and professionalism.

Shopping around now can pay off in the long run! As your local mortgage broker we can come to you day or night 7 days a week. We're more than happy to travel to discuss your home loan needs.

Where do we meet?

We're flexible!

  • At your home, work, or our office at Shop 15A, Northcote Central Shopping Centre (Cnr High & Separation Streets), Northcote.
  • Day or in the Evening
  • 7 Day Service

Drop into our Aussie Home Loans Northcote office at Northcote Central Shopping Centre or call 03 9480 4800 or 0488 400 301 (Callum) to arrange an appointment and one of our local team will come to you.


  • “I would highly recommend Callum at Aussie Northcote. After walking out of the bank next door feeling like there were no options for us, Callum was very calm and professional and helped us to explore our options. We are now happily living in our first home thanks to his hard work!”
    - Stephanie, Thornbury.

    “I had Callum secure our loan in no time, despite our request coming in just before the Christmas break. This is a great company to have worked with, which I am happy to recommend to others in the area.”
    – Simon, Northcote.

    “Thanks to Callum and the team at Aussie Northcote I have now moved into my new place.  Despite a few curve balls they were thrown with my loan, they made it work effortlessly. Would definitely recommend to anyone without hesitation”
    - David, Fairfield.

    “The contrast between Aussie and my previous lender was huge - the service at Aussie Northcote is fantastic. Callum was able to easily arrange my new loan and facilitate the paperwork and arrangements to suit me. If you're thinking of getting a loan, give them a call. (I got a great rate too!).”
    - Lynda, Preston.

    “Callum and Lachie at Aussie Northcote were extremely helpful in assisting us to secure a loan that met all our requirements. In addition, they explained all the options and kept us informed on a regular basis. Highly recommended!”
    - Alan, Thornbury

    “The service and team at Aussie Home loans Northcote has been one of the best experiences ever had. No pressure sales and only service from the first meeting till we signed loan documents. We were given many options from banks and small lenders and every fee and cost was outlined in an easy to understand way. I will be using and recommending there service always.”
    – Gadget, Templestowe Lower.

Thousands of home loans. Over 20 leading lenders.
We’ll find the right one for you.^

  • Adelaide Bank
  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • Bank SA
  • Bankwest
  • Commonwealth Bank
  • Heritage Bank
  • HSBC
  • ING Direct
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • My State
  • NAB
  • Pepper
  • P&N Bank
  • St George
  • Suncorp Bank
  • virgin money
  • Westpac

^ Not all lenders lend in every state or territory.