Not sure how much you can borrow for a home loan? Let our borrowing calculator help you. Simply enter into the calculator information about your current financial situation – including your income and living expenses – as well as the specific loan’s details – like interest rate and loan term – to get an idea of how much you could borrow, as well as monthly repayments.

This is a great tool to help ensure you don’t overstretch yourself with home loan repayments.

How much can I borrow?

About you

Annual Income (before tax)

Monthly Expenses

The Loan


Sorry, but this scenario will not allow for a loan.

You may be able to borrow up to:

Monthly repayments at

Monthly repayments at (if rates rise)

Get your personalised result in a free appointment with an expert from Aussie.

Free appointment

This should be treated as a guide only. By using this mortgage calculator application you accept the terms and conditions.

Important to remember

The information provided by this borrowing power calculator should be treated as a guide only, and not be relied on as true indication of your home loan repayments, or a quote or indication of pre-qualification for any home loan product.

The Aussie Home Loan Borrowing Power Calculator calculates the potential amount you may be able to borrow for a home loan, with respect to a number of factors about the borrower's personal financial situation and based on a number of assumptions. Please see our calculator assumptions for full details. Applications for finance are subject credit approval. Full terms and conditions will be included in any loan offer. Fees and charges are payable.

*Aussie Post Settlement Customer Satisfaction Survey 'Willingness to recommend broker' November 2014 – October 2015.