Our home loan products

If you want a loan that serves your needs with minimal fuss and minimal fees, Aussie Select is for you! Read more about our great range of features.

Aussie Activate

Find flexibility with extra features such as offset accounts and construction loans, alternative income arrangements and more. Find out about Aussie Activate.

Aussie Elevate

Whatever your next step, Aussie Elevate can help you get there. Find out about our bridging, offset and construction options here.

Finding a home loan that’s right for you

We've been working on our home loans for almost 30 years now - finding innovative ways to give Australians the right deal on one of life's most important purchases. And when you’re ready, we recommend you chat with a mortgage broker about Aussie's suite of home loan products so they can help you achieve your property goals.

What’s your property plan?

i am investing

I’m investing

You need both the right loan and property for a smart investment – and with almost 30 years of experience, we can guide you on your home loan decision to set you up for the future.

Investment loans
looking for new home

I’m looking for a new home

Whether it’s your first home or your next one, we have a range of home loans to help you settle in.

New home loans
thinking about refinancing

I’m thinking about refinancing

Whatever you’re reshuffling your finances for – from debt consolidation to getting a better deal – finding a great loan is your first step.

Refinance loans
building a new home

I’m building a new home

We’ll help you take care of the financial side of things, so you can spend more time and more energy dealing with everything else on your plate.

Construction loans
looking for new home

Alternative income

Newly self-employed? No worries. We can provide solutions based on your personal circumstances.

Alternative Income
thinking about refinancing

Low credit score

We can help you find a pathway to home ownership, even if you’ve had credit issues in the past.

Low Credit Score

Why choose an Aussie home loan?

01

Our products

We’ve always been committed to giving Australians a fair go. It’s why we keep our interest rates competitive, our fees low and our products full of features – like the 24/7 online redraw facility that gives you access to your funds at no charge.

02

Our service

Purchasing a home is a momentous occasion – and at Aussie, you’ll have the expert support you need from day one. Your broker will be there to help you through the loan application process.

03

Your time

Setting up an Aussie Home Loan is quick and simple – in fact, it’s our commitment to assess your application usually within 48 hours of receiving it. Timing can play a part in securing the right property, so having your loan ready to go sooner could make all the difference.

Aussie Select home loans rate

Owner occupier loan

Product

Interest Rates from

Comparison Rate from

Basic Variable

[rates|OO-Aussie-Select-Basic-Variable-under-500k-LVR<=80] % p.a rate|OO-Aussie-Select-Basic-Variable-under-500k-LVR<=80 *

[comp-rates|OO-Aussie-Select-Basic-Variable-under-500k-LVR<=80] % p.a comprate|OO-Aussie-Select-Basic-Variable-under-500k-LVR<=80 *

Basic Fixed (2 years)

[rates|OO-Aussie-Select-Basic-Fixed-LVR<=80-2-Year] % p.a rate|OO-Aussie-Select-Basic-Fixed-LVR<=80-2-Year *

[comp-rates|OO-Aussie-Select-Basic-Fixed-LVR<=80-2-Year] % p.a comprate|OO-Aussie-Select-Basic-Fixed-LVR<=80-2-Year *

Line of Credit

[rates|OO-Aussie-Select-Line-of-Credit-under-500k-LVR<=80] % p.a rate|OO-Aussie-Select-Line-of-Credit-under-500k-LVR<=80 *

N/A

Investment loan

Product

Interest Rates from

Comparison Rate from

Basic Variable

[rates|INV-Aussie-Select-Basic-Variable-under-500k-LVR<=80] % p.a. rate|INV-Aussie-Select-Basic-Variable-under-500k-LVR<=80 *

[comp-rates|INV-Aussie-Select-Basic-Variable-under-500k-LVR<=80] % p.a. comprate|INV-Aussie-Select-Basic-Variable-under-500k-LVR<=80 * 

Basic Fixed (2 years)

[rates|INV-Aussie-Select-Basic-Fixed-LVR<=95-2-Year] % p.a. rate|INV-Aussie-Select-Basic-Fixed-LVR<=95-2-Year *

[comp-rates|INV-Aussie-Select-Basic-Fixed-LVR<=95-2-Year] % p.a. comprate|INV-Aussie-Select-Basic-Fixed-LVR<=95-2-Year * 

Line of Credit

[rates|INV-Aussie-Select-Line-of-Credit-under-500k-LVR<=80] % p.a. rate|INV-Aussie-Select-Line-of-Credit-under-500k-LVR<=80 *

N/A

Aussie Activate home loan rates

Standard

Product

Interest Rates from

Comparison Rate from

Prime Full Doc

[rates|OO-Aussie-Activate-Prime-Full-Doc-LVR<=80] % p.a rate|OO-Aussie-Activate-Prime-Full-Doc-LVR<=80 *

[comp-rates|OO-Aussie-Activate-Prime-Full-Doc-LVR<=80] % p.a comprate|OO-Aussie-Activate-Prime-Full-Doc-LVR<=80 *

Near Prime Full Doc

[rates|OO-Aussie-Activate-Near-Prime-Full-Doc-LVR<=60] % p.a rate|OO-Aussie-Activate-Near-Prime-Full-Doc-LVR<=60 *

[comp-rates|OO-Aussie-Activate-Near-Prime-Full-Doc-LVR<=60] % p.a comprate|OO-Aussie-Activate-Near-Prime-Full-Doc-LVR<=60 *

Plus

Product

Interest Rates from

Comparison Rate from

Prime Full Doc PLUS

[rates|INV-Aussie-Activate-Prime-Full-Doc-PLUS-LVR<=70] % p.a. rate|INV-Aussie-Activate-Prime-Full-Doc-PLUS-LVR<=70 *

[comp-rates|INV-Aussie-Activate-Prime-Full-Doc-PLUS-LVR<=70] % p.a. comprate|INV-Aussie-Activate-Prime-Full-Doc-PLUS-LVR<=70 * 

Near-Prime Full Doc PLUS

[rates|INV-Aussie-Activate-Near-Prime-Full-Doc-PLUS-LVR<=60] % p.a. rate|INV-Aussie-Activate-Near-Prime-Full-Doc-PLUS-LVR<=60 *

[comp-rates|INV-Aussie-Activate-Near-Prime-Full-Doc-PLUS-LVR<=60] % p.a. comprate|INV-Aussie-Activate-Near-Prime-Full-Doc-PLUS-LVR<=60 * 

Aussie Elevate home loan rates

Owner occupier loan

Product

Interest Rates from

Comparison Rate from

100% Offset Loan Variable

[rates|OO-Aussie-Elevate-100%-Offset-Variable-LVR<=90] % p.a rate|OO-Aussie-Elevate-100%-Offset-Variable-LVR<=90 *

[comp-rates|OO-Aussie-Elevate-100%-Offset-Variable-LVR<=90] % p.a comprate|OO-Aussie-Elevate-100%-Offset-Variable-LVR<=90 *

Elevate Loan Variable

[rates|OO-Aussie-Elevate-Variable-LVR<=90] % p.a rate|OO-Aussie-Elevate-Variable-LVR<=90 *

[comp-rates|OO-Aussie-Elevate-Variable-LVR<=90] % p.a comprate|OO-Aussie-Elevate-Variable-LVR<=90 *

Elevate Loan Fixed (3 Years)

[rates|OO-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<95] % p.a rate|OO-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<95 *

[comp-rates|OO-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<95] % p.a comprate|OO-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<95 *

For a full schedule of applicable rates for these products, click here.

Investment loan

Product

Interest Rates from

Comparison Rate from

100% Offset Loan

[rates|INV-Aussie-Elevate-100%-Offset-Variable-LVR<=90] % p.a rate|INV-Aussie-Elevate-100%-Offset-Variable-LVR<=90 *

[comp-rates|INV-Aussie-Elevate-100%-Offset-Variable-LVR<=90] % p.a comprate|INV-Aussie-Elevate-100%-Offset-Variable-LVR<=90 *

Elevate Loan

[rates|INV-Aussie-Elevate-Variable-LVR<=90] % p.a rate|INV-Aussie-Elevate-Variable-LVR<=90 *

[comp-rates|INV-Aussie-Elevate-Variable-LVR<=90] % p.a comprate|INV-Aussie-Elevate-Variable-LVR<=90 *

Elevate Loan Fixed (3 Years)

[rates|INV-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<90] % p.a rate|INV-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<90 *

[comp-rates|INV-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<90] % p.a comprate|INV-Aussie-Elevate-100%-Offset-3-Year-Fixed-LVR<90 *

It’s never too early
to chat with a broker

Talk to us today
Close alert

Have you been affected by the recent bushfires? We’re here to help. Click here to find contact details for your Aussie Home Loan. For help with your Allianz Insurance policy through Aussie, call 1300 491 283 or click here to lodge your claim online.