Each loan and application process is unique, so there’s no set limit on the time it takes. But if you’re in a hurry, we can usually arrange settlement within a few days of approving your application.
Home Loan Finance Application
The Aussie mortgage broker will help you fill out the application and let you know what documents you need to provide.
Mortgage Approval
We’ll review, then approve or decline your application. Your Mortgage Broker will call you to let you know the outcome. You’ll also get a letter from us confirming the loan approval or declining your application.
This step sometimes involves an assessment of the property by an independent valuer.
Contract
Our legal people will work with your legal people to prepare the loan contract. Before you put pen to paper, your legal representative should explain the details of the contract with you. Once the contract is signed your legal representative will return it to us.
Settlement
Settlement of the loan can happen soon after we receive the signed contract. The money will be forwarded to the account you’ve nominated.
After settlement
We’ll send you a letter confirming your loan details, repayment amount and repayment dates.
If you have any questions, any problems or any change in your situation during the term of your loan, you should give us a call. The experts on our customer service team will be there to help you with clear and practical advice.
To apply for any of Aussie’s own home loans, talk to us today.
Request a free appointment or give us a call on 1300 44 55 66.