Historically, property has always increased in value over time. While there may be dips and plateaus, if you’re in it for the long term, it is generally considered one of the more solid, less volatile forms of investment. Investors tend to like property for its potential:

  • Capital growth (increase in value).
  • Ongoing rental return.
  • Tax benefits.

You don’t need a big salary to get started...

Lenders consider the potential rental income you’ll get from the property when calculating how much you can borrow. So property is a viable investment option, whether you’ve bought before or it’s your first time.

If you already own your home, and have a reasonable amount of equity in it, you may not need to raise any cash to start investing. Many lenders may let you use that equity as a deposit for the investment property as long as you can comfortably manage the repayments on the loan.

But if you don’t already own a property don’t be put off. If you have a deposit saved, an investment might be a good way to get into the property market. Instead of getting the grants and concessions that may come with buying a first home, you’ll earn a regular return on your investment property - provided your property is rented.

Continue to information about the return on your investment.