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    Is this for me ?

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    Log In
    Is this for me ?

    For Aussie IQ home loans only. Your loan type can be found on your welcome pack or statements.

    Log In
    Is this for me ?

    For all other home loans including Aussie Optimiser and Aussie home loans settled before 2012. Your loan type can be found on your welcome pack or statements.

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Buying investment property

Aussie’s been helping thousands of people buy their dream home for over 25 years. Get started with us

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  • Home Loans
  • Property Investment Guide
  • Buying an Investment Property

Trending now

A curated selection of our most helpful articles for investors

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Things to consider

There’s a lot to consider, but we’ve simplified it to help you know what’s involved.

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Where to invest

When it comes to buying the right investment property, figuring out where to invest can be key ...

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Finance for your investment

Investing in property usually brings the need for finance ...

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Home loan calculators

Crunch the numbers with our home loan calculators.

  • Crunch the numbers
  • Borrowing Calculator
  • Repayment Calculator

Crunch the numbers

 

Home loan calculators

Crunch the numbers with our home loan calculators.

Aussie's home loan calculators will crunch the numbers and help you get a better understanding of your home loan requirements.

 

“What if I make extra repayments?”

See how much time and money you’d save with regular extra repayments.

Extra repayments calculator

“How much interest am I paying?”

Keep track of your home loan. See how you can steadily reduce the principal over the term of your loan.

Principal and interest tracker

“Should I split my loan?”

Use our split loan calculator to understand what happens if you put part of your loan on a fixed interest rate and part on a variable rate.

Split loan calculator

“Will I save if I make a lump sum repayment?”

Got extra cash? Putting that lump sum towards paying off your home loan could save you thousands in the long run.

Lump sum repayment calculator

“How can I save a deposit for my next loan?”

Use our savings target calculator to see what you could save by making regular deposits into a high interest rate account.

Savings calculator

“How much stamp duty will I pay?”

Stamp duty can add a big chunk to the cost of buying a property. We’ll help you figure out exactly what you have to pay in each state.

Stamp duty calculator

Borrowing Calculator

How much can I borrow?

About you

Decrease Increase

Annual income (before tax)

Decrease Increase
Decrease Increase
Decrease Increase

Monthly expenses

Decrease Increase
Decrease Increase
Decrease Increase

The loan

Decrease Increase

Results

Sorry, but this scenario will not allow for a loan.

You may be able to borrow up to:

$910,238

Monthly repayments at 4.64%

$4,688

Monthly repayments at 5.14% (if rates rise)

$4,965


The ultimate calculator
is an Aussie broker.

Talk to an Aussie Broker


Important information

A few things to keep in mind. This calculator is only a guide. To get the right home loan advice speak to our brokers. They’ll be able to help you find the right loan in amongst thousands across the market.

By using this mortgage calculator application you accept the terms and conditions. Applications made through your Aussie Mortgage Broker are subject to approval. Conditions, fees and charges will apply.


Important to remember

The information provided by this home loan repayment calculator should be treated as a guide only, and not be relied on as true indication of your home loan repayments, or a quote or indication of pre-qualification for any home loan product.

The calculator default rate is based on an owner occupier loan with a loan to valuation ratio of less than or equal to 80% and borrowings under $500,000.


Repayment Calculator

What are my mortgage repayments?

My home loan

Interest only Principal and interest
No Yes

Results

Year Principal Interest Cumulative
Principal
Cumulative
Interest
Loan Balance

At 4.64% monthly repayments are:

$1,802.64

Total interest paid over the life of the loan is:

$298,950.44

At introductory rate of 4.64% my weekly repayments are:

$312.31

If interest rate goes up another 0.5% my monthly repayments are $1,908.94 and total interest paid over the life of the loan is:

$337,216.95


The ultimate calculator
is an Aussie broker.

Talk to an Aussie Broker


Important information

A few things to keep in mind. This calculator is only a guide. To get the right home loan advice speak to our brokers. They’ll be able to help you find the right loan in amongst thousands across the market.

By using this mortgage calculator application you accept the terms and conditions. Applications made through your Aussie Mortgage Broker are subject to approval. Conditions, fees and charges will apply.


Important to remember

The information provided by this home loan repayment calculator should be treated as a guide only, and not be relied on as true indication of your home loan repayments, or a quote or indication of pre-qualification for any home loan product.

The calculator default rate is based on an owner occupier loan with a loan to valuation ratio of less than or equal to 80% and borrowings under $500,000.


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Helping Aussies just like you

See how we've helped home buyers all across the country

They went there on a date and now they own the place.

3:10

A first home for a couple who now call Australia home.

2:54

When only a plane will get the documents there in time.

3:05

Three properties at 23 years of age.

2:58

Leaping every hurdle the bank could put in front of them.

3:05


Proud Aussie moments

Hear from our customers who bought their first home with the help of Aussie

"Jonathan's now helped us twice with our home loan. The first time he saved us 0.4% on our existing loan and the second time he arranged an increase so we can renovate our home in time for the arrival of our third child. If it wasn't for Jonathan, we'd be sharing one bathroom with three kids and our baby would be sleeping on the veranda."

-John L, QLD.

 


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