Finance for Your Investment Property Purchase
Investing in property usually brings the need for finance, and by casting your net wide and considering the different alternatives available, you can be confident of finding the funding option that’s right for you.
Speaking with a broker is a sensible first step. It’s a great way to discover your borrowing power and possible monthly repayments as well as picking up valuable tips that can help your loan application over the line. Even better, your broker can streamline the application process, leaving you free to focus on finding the right property.
An investment home loan is one of the most popular options to finance a rental place, and there is no shortage of lenders to choice from. The big banks, smaller community-owned banks, and many credit unions and building societies offer property investment loans.
The catch is that each lender has its own lending criteria. Your broker can cut through the clutter, explaining which lenders and loans are suited to your circumstances.
Rather than becoming a direct investor, it’s possible to invest in property through a self-managed super fund (SMSF). Some banks lend to SMSFs though the loans can work quite differently from a regular mortgage. It’s a complex area, and it’s worth seeking professional advice about using your retirement nest egg to invest in a rental property.
If you’re unsure about how much deposit you need to get started, talk to your Aussie Broker for a clear answer. A variety of investment loan calculators can give you an idea of your borrowing power and monthly repayments. Bear in mind though, they are no substitute for tailored advice.
When you’re ready to explore finance options, we’re ready with a range of solutions that can be your perfect match.
In this chapter
Take the next step to buying your first home.
A mortgage broker’s job is to work with you to understand your investment property ...
When choosing a loan for your investment property, we want to ensure you’re well informed every step of the way ...
Around 1.1 million Australians have their retirement savings in a self-managed super fund and it makes sense that many ...
Knowing how to finance your rental property is a key stepping stone to becoming an investor. With plenty of funding ...
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Proud Aussie Moments
Hear from our customers who bought their first home with the help of Aussie.
"When I was looking at purchasing my home not only did Romeo help me out in finding the right home loan for me, but as it was my first property he really went above and beyond to help me understand what all the terms and conditions meant. He spoke me through every single step of the journey and made it really clear to understand knowing that it was my first property and an important decision. "
-David F, NSW.