Compare home and contents insurance policy benefits



Combined Home and Contents

Home Insurance

Contents Insurance

Insured Events

Fire cover Yes Yes Yes
Explosion cover Yes Yes Yes
Theft or attempted theft Yes Yes Yes
Malicious damage, vandalism, riot or civil commotion Yes Yes Yes
Accidental breakage of glass, ceramic & sanitary fixtures Yes Yes Yes
Storm & rainwater damage Yes Yes Yes
Lightning cover Yes Yes Yes
Earthquake cover Yes Yes Yes
Escape of liquid Yes Yes Yes
Impact cover Yes Yes Yes

Additional Benefits

Up to $20 million legal liability cover Yes Yes Yes
Lump sum or instalment payments Yes Yes Yes
Debris Removal and extra costs of rebuilding Yes Yes Yes
Temporary accommodation costs Yes
Mortgage discharge costs No
Funeral expenses up to $5,000 Yes Yes Yes
Replacement of locks up to $500 Yes No Yes
Open air contents cover - contents in the open at the insured address Yes No Yes
Contents while moving address Yes No Yes
Credit card cover up to $1,000 Yes No Yes
Uninsured guests' contents cover up to $500 Yes No Yes
Unattached equipment cover up to $500 Yes No Yes
Automatic sum-insured adjustment at renewal Yes Yes No
  Above is a summary only, please read the PDS PART APART B for full terms, conditions and exclusions.

Getting the right cover is quick and easy with Aussie


Home and Contents Insurance

Aussie understands that homeowners need more than just home insurance. Protecting your home and contents is important. Our combined policy provides peace of mind should the worst happen to your home or its contents.

As well as offering ‘peace of mind’, taking out an Aussie Home and Contents Insurance policy today enables you to confirm with your home loan provider that you are organised with your insurance requirements for settlement.

Aussie Landlords Insurance

You’ve done the hard work looking for your investment property. You should consider covering yourself against major financial losses from events such as fire, theft and storm, and be protected against tenants who don’t pay the rent or cause malicious damage to your property.

Your most valuable assets are protected with Aussie

  • Protection for your home and its possessions
  • Protection against fire, theft, storm, and more
  • Flexible level of cover to suit your needs and budget
  • Up to $20 million of legal liability cover

Aussie Landlords Insurance covers your investment property

  • Protection against fire, theft, storm, impact and more
  • Valuable additional benefits including loss of rent, or damage to the fixtures and fittings of your investment
  • Ability to add contents insurance to your policy to cover your property if partly or fully-furnished

Above is a summary only, please read the PDS PART APART B for full terms, conditions and exclusions.


Personalise your policy to suit your insurance needs


We offer combined and stand-alone Home and Contents cover as well as a great range of additional benefits to fit your needs.

Excess Options^

Choose the level of excess you really need. Increase your excess and lower your premium.

Sum Insured Safeguard^

Give yourself an extra level of security. Extend your home sum insured amount up to an additional 25% if your nominated sum insured is not sufficient to replace or repair the damage to your home.

Flood Cover^

Reduce the effects a flood could cause to your home and your budget. Stay secure in the knowledge that your home and/or contents are protected with Aussie’s optional Flood Cover.

Accidental Damage^

Take the worry out of an accident happening. Cover the loss or damage to your home and/or contents if an accident does happen at your insured address.

Personalised effects cover^

Protect your precious personal belongings. Get extra protection when you leave the house, wherever you take them within Australia.

Motor burnout^

Cover the cost of replacing your electrical motors in your appliances as the result of a power surge or electric current.

Landlords Insurance^

Protect your investment against the risks of leasing. Tenant Default Cover^ insures you if you are left out-of-pocket if your tenants stop paying rent. Theft and Malicious Damage by Tenant Cover^ insures you against theft or malicious damage caused by tenants.


21-day money back guarantee*

Choosing the right home insurance policy can sometimes be difficult. If you decide the policy is not right, you can cancel it within the first 21 days and receive a full refund on your premium. Getting cover online is fast and easy. Get started now.


Four good reasons to choose Aussie


Competitive Pricing

If you apply online for Home Insurance or Contents Insurance you qualify for an immediate 10%* discount. Combine the two when you apply online and we’ll increase this discount to 25%*.


It’s easy to apply with our friendly and knowledgeable staff who will help you get the cover you need.


Comprehensive protection for your most valuable assets.


After more than 23 years helping people buy homes, Aussie understands what you need to protect your home and its contents.


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