Compare home and contents insurance policy benefits
Combined Home and Contents
|Theft or attempted theft||Yes||Yes||Yes|
|Malicious damage, vandalism, riot or civil commotion||Yes||Yes||Yes|
|Accidental breakage of glass, ceramic & sanitary fixtures||Yes||Yes||Yes|
|Storm & rainwater damage||Yes||Yes||Yes|
|Escape of liquid||Yes||Yes||Yes|
|Up to $20 million legal liability cover||Yes||Yes||Yes|
|Lump sum or instalment payments||Yes||Yes||Yes|
|Debris Removal and extra costs of rebuilding||Yes||Yes||Yes|
|Temporary accommodation costs||Yes|
|Mortgage discharge costs||No|
|Funeral expenses up to $5,000||Yes||Yes||Yes|
|Replacement of locks up to $500||Yes||No||Yes|
|Open air contents cover - contents in the open at the insured address||Yes||No||Yes|
|Contents while moving address||Yes||No||Yes|
|Credit card cover up to $1,000||Yes||No||Yes|
|Uninsured guests' contents cover up to $500||Yes||No||Yes|
|Unattached equipment cover up to $500||Yes||No||Yes|
|Automatic sum-insured adjustment at renewal||Yes||Yes||No|
|Above is a summary only, please read the PDS PART A, PART B for full terms, conditions and exclusions.|
Getting the right cover is quick and easy with Aussie
Home and Contents Insurance
Aussie understands that homeowners need more than just home insurance. Protecting your home and contents is important. Our combined policy provides peace of mind should the worst happen to your home or its contents.
As well as offering ‘peace of mind’, taking out an Aussie Home and Contents Insurance policy today enables you to confirm with your home loan provider that you are organised with your insurance requirements for settlement.
Aussie Landlords Insurance
You’ve done the hard work looking for your investment property. You should consider covering yourself against major financial losses from events such as fire, theft and storm, and be protected against tenants who don’t pay the rent or cause malicious damage to your property.
Your most valuable assets are protected with Aussie
- Protection for your home and its possessions
- Protection against fire, theft, storm, and more
- Flexible level of cover to suit your needs and budget
- Up to $20 million of legal liability cover
Aussie Landlords Insurance covers your investment property
- Protection against fire, theft, storm, impact and more
- Valuable additional benefits including loss of rent, or damage to the fixtures and fittings of your investment
- Ability to add contents insurance to your policy to cover your property if partly or fully-furnished
Personalise your policy to suit your insurance needs
We offer combined and stand-alone Home and Contents cover as well as a great range of additional benefits to fit your needs.
Choose the level of excess you really need. Increase your excess and lower your premium.
Sum Insured Safeguard^
Give yourself an extra level of security. Extend your home sum insured amount up to an additional 25% if your nominated sum insured is not sufficient to replace or repair the damage to your home.
Reduce the effects a flood could cause to your home and your budget. Stay secure in the knowledge that your home and/or contents are protected with Aussie’s optional Flood Cover.
Take the worry out of an accident happening. Cover the loss or damage to your home and/or contents if an accident does happen at your insured address.
Personalised effects cover^
Protect your precious personal belongings. Get extra protection when you leave the house, wherever you take them within Australia.
Cover the cost of replacing your electrical motors in your appliances as the result of a power surge or electric current.
Protect your investment against the risks of leasing. Tenant Default Cover^ insures you if you are left out-of-pocket if your tenants stop paying rent. Theft and Malicious Damage by Tenant Cover^ insures you against theft or malicious damage caused by tenants.
21-day money back guarantee*
Choosing the right home insurance policy can sometimes be difficult. If you decide the policy is not right, you can cancel it within the first 21 days and receive a full refund on your premium. Getting cover online is fast and easy. Get started now.
Four good reasons to choose Aussie
If you apply online for Home Insurance or Contents Insurance you qualify for an immediate 10%* discount. Combine the two when you apply online and we’ll increase this discount to 25%*.
It’s easy to apply with our friendly and knowledgeable staff who will help you get the cover you need.
Comprehensive protection for your most valuable assets.
After more than 23 years helping people buy homes, Aussie understands what you need to protect your home and its contents.
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