Standard benefits

 

Combined Home
and Contents

Home Insurance

Contents Insurance

Online Discount# 25% 10% 10%
Over the Phone Discount 15% No No

Insured Events

     
Fire cover Yes Yes Yes
Explosion cover Yes Yes Yes
Theft or attempted theft Yes Yes Yes
Malicious damage, vandalism, riot or civil commotion Yes Yes Yes
Accidental breakage of glass, ceramic & sanitary fixtures Yes Yes Yes
Storm & rainwater damage Yes Yes Yes
Lightning Cover Yes Yes Yes
Earthquake Cover Yes Yes Yes
Escape of Liquid Yes Yes Yes
Impact Cover Yes Yes Yes

Additional Benefits

     
Up to $20 million legal liability cover Yes Yes Yes
Lump sum or instalment payments Yes Yes Yes
Debris Removal and extra costs of rebuilding Yes Yes Yes
Temporary Accommodation Costs Yes
Mortgage Discharge Costs No
Funeral Expenses up to $5,000 Yes Yes Yes
Replacement Of Locks Up To $500 Yes No Yes
Open Air Contents Cover - Contents In The Open At The Insured Address Yes No Yes
Contents While moving address Yes No Yes
Credit Card Cover Up To $1,000 Yes No Yes
Uninsured Guests' Contents Cover Up To $500 Yes No Yes
Unattached Equipment Cover Up to $500 Yes No Yes
Automatic sum-insured adjustment at renewal Yes Yes No
  Above is a summary only, please read the PDS PART APART B for full terms, conditions and exclusions.

Optional benefits

 

Combined Home
and Contents

Home Insurance

Contents Insurance

Benefits^

     
Personal Effects Cover Yes No Yes
Motor Burnout Cover Yes Yes Yes
Accidental Damage Cover Yes Yes Yes
Choice Of Excess Options Yes Yes Yes
Sum Insured Safeguard Yes Yes No
Landlord - Tenant Default Cover Yes Yes Yes
Flood Cover Yes Yes Yes
  Above is a summary only, please read the PDS PART APART B for full terms, conditions and exclusions.

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