~Competition open to Australian residents over the age of 18 who purchase a new Allianz home, landlord or comprehensive motor insurance policy through Aussie from 27/05/19 to 07/07/19. Prize is drawn on 15/07/19 at Anisimoff Legal Suite 5, Erina Plaza, Central Coast Highway, Erina NSW 2250. Variations to and renewals of existing policies are excluded. Winner’s name published in The Australian on 24/07/19. Authorised under NSW Permit No: LTPS/19/33402, ACT Permit No: TP19/03048, SA Licence No: T19/490. Promotion terms and conditions available at allianz.com.au/mbprize. Promoter is Allianz.
Any advice on this insurance is provided by AHL Investments Pty Ltd ABN 27 105 265 861 AR No. 338358 (Aussie) and not its franchisees or brokers who are distributors of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708 and are not authorised to provide any financial product advice. Any advice on this insurance is not based on any consideration of your objectives, financial situation or needs.
This insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence No. 234708 (Allianz) of Level 12, 2 Market Street, Sydney and is marketed by AHL Investments Pty Ltd ABN 27 105 265 861 (Aussie) of Level 28, 225 George Street, Sydney as an Authorised Representative AR 338358 of Allianz. Aussie, their franchisees and brokers are authorised to arrange and / or refer you to Allianz for this insurance as agent for Allianz. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement (Home Vital, Home Classic, Home Prestige, Landlord).
If you purchase this insurance, Aussie will receive a commission that is a percentage of the premium. Where the policy is arranged or referred by an Aussie franchise or an Aussie broker, they will receive part of the commission from Aussie. If the agreed premium threshold is met, Aussie will also receive a percentage of the profit which exceeds the agreed profit threshold on Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged or referred by it or its brokers to Allianz (or renewed with Allianz) in each calendar year. Aussie will also be reimbursed by Allianz for marketing costs incurred by it to promote Allianz’s products. This will be capped at a percentage of the premium earned on Home, Landlord, Motor and Caravan and Trailer policies arranged or referred by it or its brokers to Allianz (or renewed with Allianz) in the previous calendar year. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers such as flood (if applicable).
2 Any online discount offered is applied to our standard rates (excluding optional covers) and is for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via other methods.
3 To qualify for the maximum No Claim Bonus of 30%, landlord insurance customers must have had no landlord insurance claims and/or losses in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
4 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
Aussie can give you the confidence of having insurance protection with Allianz for your investment property and its contents.
Why choose landlord insurance through Aussie?
You've worked hard to establish your investment property and the income it provides. That is why it is important to protect your investment property.
Landlord insurance benefits
Landlord insurance cover.
This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statement (PDS). Review the Key Facts Sheets for landlord buildings and/or contents cover.
Key benefits
Building
Contents
Accidental breakage of glass
Earthquake
Explosion
Fire or smoke
Impact damage
Lightning or thunderbolt
Riot or civil commotion
Storm, rainwater or run-off
Theft, burglary or housebreaking
Tsunami
Water or other liquid damage
Contents in the open air at the risk address – up to $200
Continuation of cover when you are selling your buildings
Fusion (burnout of electrical motors) – Limits apply. Please refer to the PDS for details.
Legal liability - cover for legal liability for injury to other people or damage to their property – up to $10,000,000
Mortgage discharge costs – up to $2,000
Rental costs after an insured event if your property is deemed uninhabitable – up to 12 months
Available under contents cover only when the building is part of a strata title development
Replacement of locks or cylinders – up to $500
Rent default and theft by tenant
Optional
Optional
Flood cover (subject to eligibility)
Optional
Optional
Getting cover online is fast and easy.
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