Win a Smart Home Package
valued up to $10,000 RRP!
Conditions apply#
#Competition open to Australian residents over the age of 18 who purchase a new Allianz Home or Landlord Insurance policy through Aussie from 28/10/19 to 08/12/19. Prize is drawn on 16/12/19 at Anisimoff Legal Suite 5, Erina Plaza, Central Coast Highway, Erina NSW 2250. Winner’s name published in The Australian on 23/12/19. Authorised under NSW Permit No: LTPS/19/37897, ACT Permit No: TP19/04145, SA Licence No: T19/1506. Promotion terms and conditions available at allianz.com.au/mbprize. Promoter is Allianz.
AHL Investments Pty Ltd ABN 27 105 265 861 (Aussie) Australian Credit Licence 246786 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement (Allianz Home and Contents Insurance Product Disclosure Statement or Allianz Landlord Insurance Product Disclosure Statement). If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 A premium discount of up to 10% is applied to your first years premium when you buy a new home insurance policy online including the following optional covers (if applicable); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.
2 If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.
Discounts do not apply to taxes or government charges.
Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).
Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
A residential investment property needs to be appropriately protected. Insurance can give you the peace of mind and confidence that your property will be looked after should something go wrong. Allianz Landlord Insurance through Aussie covers the property and/or the contents you provide for your tenant’s use.
Allianz Landlord Insurance through Aussie
To help you decide the cover you need, here’s a brief outline of the difference between Buildings and Contents cover.
Landlord Buildings
Designed to cover the physical structures that make up your property, like the house itself, garage, sheds, permanently installed swimming pools and decks. Generally for customers who own a freehold home – like a house, townhouse, terrace or semi-detached dwelling.
Landlord Contents
Designed to cover items at your property – from furniture, removable domestic appliances and white goods which belong to you as the landlord and that you have provided for the use of your tenant. It also covers your carpets and window furnishings.
Features & Benefits of insuring with Allianz through Aussie:
The better you understand your policy, the easier it will be if you ever have to claim. Here is a limited summary of the benefits of a Landlord insurance policy.
Effective 18 November 2019
Cover for the unexpected
Allianz offers protection for your investment property for out of the ordinary but devastating events such as fire, storm and burglary.
Legal liability
Allianz will cover your legal liability up to $20 million for payment of compensation relating to death, bodily injury or illness, and/or physical loss of or damage to property.
Making your buildings environmentally friendly
If your buildings are totally destroyed and need to be rebuilt, in addition to your buildings sum insured, Allianz will pay up to $5,000 to help you make the new buildings more environmentally friendly.
Landlord contents
In the event you require repair or replacement of your contents you own and provide for your tenant’s use. If you select buildings cover, Allianz will pay up to $10,000. Alternatively, if you select contents cover, Allianz will pay, up to the sum insured.
Rental costs after an insured event
If your buildings are damaged by an insured event and can’t be lived in by your tenant, or, Allianz agree access to or the use of your buildings was not possible Allianz will pay for your loss of rent on the buildings for up to 12 months.
Rebuilding and professional fees
If you need to rebuild your buildings after total loss or damage, Allianz will help pay the reasonable costs of architects, engineers, surveyors and solicitors up to $5,000.
Debris removal
Allianz will pay up to 10% of the building and/or contents sum insured for removing debris from your insured address if your buildings are damaged or destroyed by an insured event.
Contents in the open air at the insured address
Allianz will cover contents in the open air (that you own and that you have provided for your tenants use) which have been lost or damaged by an insured event covered by your policy, up to a maximum amount of $200.
24/7 emergency claims assistance
When you need to make a claim Allianz are there for you with a 24 hour claims line, helping you get back on track again as soon as possible.
For full details, of the terms, conditions, limits and exclusions that apply please read the Landlord Insurance Product Disclosure Statement (PDS), any applicable supplementary PDS and the Landlord Buildings or Landlord Contents Key Fact Sheets (KFS) before making a decision to purchase
Add any of these optional covers for an additional premium and greater cover
Rent default & theft by tenant
Landlord workers’ compensation cover
Flood cover
Applying for cover online
Get a quote Retrieve a quoteis fast and easy
Or speak with an insurance specialist on 1300 491 283
By proceeding to get a quote, you agree to receive the Financial Services Guide (FSG) on this website.
If you purchased an Allianz Home or Landlord Insurance before 18 November 2019, please refer to the relevant Product Disclosure Statements, any applicable supplementary PDS and the Key Fact Sheets (KFS) available here.
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