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Application Checklist

It takes less than 15 minutes to complete our simple online form. This is what you will need:

  • Proof of Residency
  • Proof of Income
  • Proof of Employment

For more details on eligibility criteria, click the more details button below.

More details...

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Interest rates

Interest rates range from 12.99% p.a* to 23.99% p.a*. The comparison rates range from 13.94% p.a# to 24.89% p.a# and are based on an unsecured personal loan of $30,000 over 5 years.

Loan amount

From $3,000

Loan term

Loan term from 1-7 years for repayments to suit your budget^

Repayment frequency

You can make repayments monthly, fortnightly or weekly by Direct Debit. It’s easy and convenient, just set and forget.


Establishment fee

You’ll pay the establishment fee only once, when you first get the loan.

Monthly admin fee


Early termination fee

There’s also an early repayment fee, but you’ll only need to pay this if you pay-out your loan early. The amount will depend on how much you still owe on your loan, and how long you have left on your agreed term.


Loan purpose

You can use an Aussie Personal Loan for many worthwhile purposes. The Aussie Personal Loan can not be used for investment or business use, for the purchase or deposit for a house and / or land.

Information required

  • The amount you want to borrow.
  • Your current address and previous address details if you've moved within the last 3 years.
  • Details of your income, savings, assets and expenses - including rent or mortgage repayments, credit and store card limits and repayments and living expenses.
  • Employment details, including your employer's address and contact info.

Eligibility criteria

  • 18 or over
  • A permanent Australian resident
  • In regular paid employment
  • Free of any defaults on past loans or credit card bills within the last 5 years

You can’t:

  • Have been bankrupt in the last 7 years
  • Be in the probation period of your employment - if you’ve just started a new job you can apply once you’ve officially settled in.

Apply online.

Complete an online application in less than 15 minutes.

Apply Now

Find out if an Aussie Personal Loan is right for you