Aussie Edge, our online home loan

Get your home loan sorted today.

Aussie Edge is Aussie’s newest home loan.
Available exclusively through Aussie Online.

Why choose Aussie Edge?

Ready to refinance? Or found your dream home and want to move quickly?

In almost no time at all you could get approved for an Aussie Edge home loan through our simple online application process, Aussie Online.

Aussie Edge at a glance

  • Easy, do it yourself application process through Aussie Online
  • No application fees
  • Fast approvals
  • Webchat and phone support available
  • Add an Offset account for $10 per month
  • Backed and funded by Bendigo and Adelaide Bank

Aussie Edge Interest Rates

Product Name Interest Rates From Comparison Rate From
Aussie Edge Variable P&I Owner Occupier
[rates|OO-Aussie-Edge-P&I-Variable-LVR<=80]*  
[comp-rates|OO-Aussie-Edge-P&I-Variable-LVR<=80]* 
Aussie Edge 1 Year Fixed P&I Owner Occupier
[rates|OO-Aussie-Edge-P&I-1-Year-Fixed-LVR<=80]*   [comp-rates|OO-Aussie-Edge-P&I-1-Year-Fixed-LVR<=80]*   
Aussie Edge 2 Year Fixed P&I Owner Occupier
[rates|OO-Aussie-Edge-P&I-2-Year-Fixed-LVR<=80]*   [comp-rates|OO-Aussie-Edge-P&I-2-Year-Fixed-LVR<=80]*  
Aussie Edge 3 Year Fixed P&I Owner Occupier
[rates|OO-Aussie-Edge-P&I-3-Year-Fixed-LVR<=80]*   [comp-rates|OO-Aussie-Edge-P&I-3-Year-Fixed-LVR<=80]*   
Aussie Edge 4 Year Fixed P&I Owner Occupier
[rates|OO-Aussie-Edge-P&I-4-Year-Fixed-LVR<=80]* [comp-rates|OO-Aussie-Edge-P&I-4-Year-Fixed-LVR<=80]*
Aussie Edge 5 Year Fixed P&I Owner Occupier
[rates|OO-Aussie-Edge-P&I-5-Year-Fixed-LVR<=80]* [comp-rates|OO-Aussie-Edge-P&I-5-Year-Fixed-LVR<=80]*  

 

Product Name Interest Rates From Comparison Rate From
Aussie Edge Variable P&I Investment
[rates|INV-Aussie-Edge-P&I-Variable-LVR<=80]* 
[comp-rates|INV-Aussie-Edge-P&I-Variable-LVR<=80]*  
Aussie Edge 1 Year Fixed P&I Investment
[rates|INV-Aussie-Edge-P&I-1-Year-Fixed-LVR<=80]*   [comp-rates|INV-Aussie-Edge-P&I-1-Year-Fixed-LVR<=80]*  
Aussie Edge 2 Year Fixed P&I Investment
[rates|INV-Aussie-Edge-P&I-2-Year-Fixed-LVR<=80]*   [comp-rates|INV-Aussie-Edge-P&I-2-Year-Fixed-LVR<=80]*  
Aussie Edge 3 Year Fixed P&I Investment
[rates|INV-Aussie-Edge-P&I-3-Year-Fixed-LVR<=80]*   [comp-rates|INV-Aussie-Edge-P&I-3-Year-Fixed-LVR<=80]*  
Aussie Edge 4 Year Fixed P&I Investment
[rates|INV-Aussie-Edge-P&I-4-Year-Fixed-LVR<=80]*   [comp-rates|INV-Aussie-Edge-P&I-4-Year-Fixed-LVR<=80]*  
Aussie Edge 5 Year Fixed P&I Investment
[rates|INV-Aussie-Edge-P&I-5-Year-Fixed-LVR<=80]*   [comp-rates|INV-Aussie-Edge-P&I-5-Year-Fixed-LVR<=80]*  

 

What you will need to apply for Aussie Edge

If you fit the following criteria, there's a good chance we can help you and you are ready to start your application.

Property
Property

You’re buying or refinancing an established property (not off the plan or under construction).

Location
Location

You’re buying or refinancing a home or investment property in a capital city or major regional centre.

Address
Address

You have the address of the property you want finance for. If you’re refinancing this is easy! If you're purchasing, we’ll need the address that you’re considering purchasing.

Deposit
Deposit

You have at least a 20% deposit or equity*, plus savings to cover fees and charges such as stamp duty.

Borrowing amount
Borrowing amount

You’re looking to borrow between $10,000 and $2 million.

Employment
Employment

You’re currently employed (either PAYG or self-employed).

ID
ID

You have at least one form of government ID - a passport (with a current visa and certified English translation if foreign), a driver’s licence or a Medicare card.

Country
Country

You’re an Australian citizen or permanent resident who lives in Australia.

Ready to apply online for Aussie Edge?

Who is not eligible?

Aussie Edge is unlikely to be right for you if you need the following:

  • Pre-approval (i.e. you’re still pounding the pavement to find a property)
  • A construction home loan or a loan for vacant land
  • Guarantor/s
  • Debt consolidation
  • Loan splits (where you have a mix of different loan or repayment types)
  • More than two borrowers on the loan
  • To borrow more than 80% of a property's value.

If Aussie Edge isn’t quite right for your needs, an Aussie Broker can guide you through the home loan process and help you to reach your property goals.

Our qualified home loan experts have access to over 3,000 home loans from more than 20 lenders^. They’ll take on the legwork, helping you through the application process and help find the right home loan for your circumstances.

Apply online now for Aussie Edge

Do it yourself with our simple and convenient online home loan application

Apply now

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