Getting the right cover for your contents while you live in somebody else's property is easy with Allianz insurance through Aussie.
If you are renting, have you considered how much it would cost to replace all the contents in your home if they were destroyed by fire or storm? Or in the event of theft or burglary? Allianz Contents Insurance can help you protect your belongings from loss or damage caused by insured events such as fire, theft and storm.
The better you understand your policy, the easier it will be if you ever have to claim. Here is a limited summary of the benefits of a contents insurance policy.
Effective 18 November 2019
Allianz will cover for your contents against loss or damage caused by an insured event both at your new and old address for up to 14 days after you first start to move. No cover is provided for loss or damage whilst contents are in transit (unless you have Accidental damage cover).
If your contents are damaged by an insured event during the period of insurance to such an extent that you can’t live in your home buildings, Allianz will cover the additional costs for temporary accommodation for you up to 10% of the contents sum insured and up to $500 for temporary accommodation for your pets in a commercial boarding establishment.
Allianz will cover for up to 10% of the contents sum insured for removal of debris from the home building if your contents are damaged or destroyed by an insured event.
Rest easy, within the first 72 hours following a storm, Allianz has got you covered for loss or damage caused by soil movement, landslide, mudslide or subsidence caused by a storm.
Allianz will cover your legal liability up to $20 million for payment of compensation relating to death, bodily injury or illness, and/or physical loss of or damage to property.
Cover for accidental breakage of a fixed glass or ceramic item, like a window, cooking surface, sink or toilet if you are legally liable as a tenant to pay for the breakage.
For full details, of the terms, conditions, limits and exclusions that apply please read the Home and Contents Insurance Product Disclosure Statement (PDS), any applicable supplementary PDS and the Home Contents Key Fact Sheets (KFS) before making a decision to purchase the insurance.
Optional cover designed to help protect you in the event of accidental unexpected mishaps that are caused unintentionally – giving you greater coverage for your home contents.
You can choose optional cover to protect your portable contents such as mobile phones, cameras and engagement rings in the event of theft or an accident at the insured address and when you take them out of your home, even when you are temporarily outside Australia for up to 120 continuous days in any period of insurance.
Optional cover in the event an electrical current damages your household electrical motors.
Flood cover may be available as an optional cover to your contents. A 72 hour exclusion period applies.
Cover for a domestic worker (e.g. gardener or cleaner), if they are injured while working for you at the insured address. Only available in ACT, WA and TAS.
By proceeding to get a quote, you agree to receive the
Financial Services Guide (FSG) on this website.
If you purchased an Allianz Home or Landlord Insurance before 18 November 2019, please refer to the relevant Product Disclosure Statements, any applicable supplementary PDS and the Key Fact Sheets (KFS).