The information on this page is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Motor Insurance Product Disclosure Statement.
Key benefits | Comprehensive insurance | Third party property damage |
---|---|---|
Cover for accidental loss of or damage to your vehicle |
YES |
NO |
New for old replacement of a new vehicle after a total loss, if:
|
YES | NO |
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events |
YES | YES |
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
|
NO | YES |
Approved legal costs arising from a claim for liability covered by the policy |
YES | YES |
Cost of emergency repairs after a covered accident – up to $500 for any one incident |
YES | NO |
Rental car after theft ($100 per day limit, up to 30 days) |
YES | NO |
Reasonable cost of towing after a covered incident |
YES | NO |
Temporary cover on replacement vehicle – 14 days |
YES | NO |
Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser |
YES | NO |
Legal liability cover when using a substitute vehicle |
YES | YES |
Cover for personal items – up to $1,000 for any one incident |
YES | NO |
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident |
YES | NO |
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident |
YES | NO |
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident |
YES | NO |
Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident |
YES | NO |
Optional benefits you can add |
Comprehensive insurance |
Third party property damage |
---|---|---|
Rental car following accident, where available - $100 per day limit, up to 30 days |
YES | NO |
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance |
YES | NO |
Cover for tools of trade – up to $3,000 for any one incident |
YES | NO |
Options you can select to decrease your premium |
Comprehensive insurance |
Third party property damage |
---|---|---|
Named driver option |
YES | NO |
By proceeding to get a quote, you agree to receive the
Financial Services Guide (FSG) on this website.