Comprehensive car insurance

For those who want comprehensive cover for their vehicle

vehicle insurance


Comprehensive car insurance with Allianz is the highest level of cover which Aussie can offer for your vehicle. It provides cover for fire, theft, accidents and malicious damage, as well as your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

Key benefits

  • Cover for accidental loss of or damage to your vehicle
  • New for old replacement of a new vehicle  of the same make, model, engine size, features and paint type after a total loss, if:
    • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
    • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
    • where relevant, your financier has given its written consent; and
    • a new replacement vehicle is available in Australia.
  • Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events
  • Approved legal costs arising from a claim for liability covered by the policy
  • Cost of emergency repairs after a covered accident – up to $500 for any one incident
  • Rental car after theft of your vehicle - $100 per day limit, up to 30 days6
  • Temporary cover on replacement vehicle – 14 days
  • Reasonable cost of towing after a covered incident

More benefits 

  • Trailer and caravan insurance cover -$1,000 or market value of the trailer or caravan, whichever is the lesser
  • Cover for personal items in your vehicle - Up to $1,000 for any one incident
  • Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident
  • Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident
  • Legal liability cover when using a substitute vehicle
  • Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident
  • Cover for replacement child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident

Optional benefits you can add 

  • Rental car following accident, where available - $100 per day limit, up to 30 days6
  • Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance
  • Cover for tools of trade - Up to $3,000 for any one incident

Options you can select to decrease your premium

  •  Named driver option


Applying for cover online is fast and easy

Or speak with an insurance specialist on 1300 491 283

By proceeding to get a quote, you agree to receive the
Financial Services Guide (FSG) on this website.