5 MILLER ROAD, Terrigal NSW 2260

Floor plan for 7-bedroom house at 5 MILLER ROAD, Terrigal NSW 2260, Central Coast (Nsw), New South Wales

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5 MILLER ROAD, Terrigal, NSW 2260

1100m²

0m²

•

house

Map of 5 MILLER ROAD, Terrigal NSW 2260, Terrigal, New South Wales

Property Description

Listed on 4 Apr 2026

Positioned in the heart of Terrigal, this exceptional property presents a rare and highly flexible opportunity for developers, investors or savvy buyers looking to secure a foothold in one of the Central Coast's most sought-after locations. Set on a generous parcel with strong subdivision potential (STCA), the site offers scope to create two separate 550sqm lots, each capable of accommodating a duplex development or freestanding homes. Whether you're looking to maximise returns with multiple dwellings or build premium residences in a blue-chip coastal setting, the possibilities here are significant. Adding immediate value is the existing home ï¿½ providing the option to generate rental income while you plan your development and navigate council approvals. This holding income makes it an ideal project for those looking to stage their investment without sacrificing cash flow. Located just moments from Terrigal Beach, cafï¿½s, schools and lifestyle amenities, this is a standout opportunity to capitalise on strong buyer demand in a thriving coastal market. Key features: - 1100sqm block with 7-bedroom, 2-bathroom home in the heart of Terrigal - Potential subdivision into two 550sqm lots (STCA) - Scope for duplex development or two freestanding homes per lot - Existing residence offering rental income during planning phase - Well-positioned block in a high-growth location - Exceptional opportunity for developers, investors or land bankers - A short 10-minute stroll to Terrigal Beach and esplanade where you'll find restaurants, cafes shop and vibrant nightlife - 10 minutes to Erina Fair shopping centre and 25 minutes to M1 freeway to Sydney and Newcastle Rates Council Rates $2,705.67 Water Rates $1,185.08 Please note that all information herein is gathered from sources we believe to be reliable. Images, photographs, plans, drawings and maps are indicative only. LJ Hooker Terrigal makes no representation or warranty as to the accuracy of the information provided and accepts no liability for any errors or omissions. All interested parties should make and rely upon their own independent enquiries. All measurements and details are approximate and subject to change without notice.

Estimated value

Based on comparable sales, past sales and available property data

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Rental income estimate and range

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Median house price trends

Comparing the price trend of houses in Terrigal against the state of New South Wales over the last 4 years. Source: CoreLogic

Comparable properties

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Market activity

A snapshot of how quickly properties are selling in the area and how many are currently available.

43 Days

House median days on market

51 Days

Unit median days on market

325 Properties

Sold in last 12 months

78 Properties

Available in the last month

Terrigal residents

Key characteristics of the residents in the area, view the full breakdown of the suburb here.

60+

Is the most common age range

Outright Owners

Most common occupant type

Families

Most common household profile

Professionals

Most common occupation

Detached Houses

Most common property type

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Nearby education

Schooling and educational options in the area, for all ages.

Our Lady Star of The Sea Catholic Primary School

K - Yr 6

Catholic

Terrigal Public School

K - Yr 6

Government

Terrigal High School

Yr 7 - Yr 12

Government

Get a wider view

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Terrigal

View the suburb data

Central Coast (Nsw)

View the council data

New South Wales

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Explore surrounding suburbs

Learn about neighbouring suburbs to see if they are better suited to your budget or lifestyle.

Avoca Beach

Median House: $1,813,496

Median Unit: $1,536,597

Erina

Median House: $1,413,747

Median Unit: $800,870

Erina Heights

Median House: $1,654,917

Median Unit: $1,146,921

Green Point

Median House: $1,324,245

Median Unit: $790,867

North Avoca

Median House: $1,599,679

Median Unit: $1,278,645

Picketts Valley

Median House: $2,342,060

Median Unit: $755,773

Wamberal

Median House: $1,678,554

Median Unit: $1,064,931

Frequently asked questions

How many bedrooms, carparks and bathrooms does 5 Miller Road have?

The property at 5 Miller Road includes 7 bedrooms, 2 bathrooms and parking for 1 car.

What is the size of the property?

The land size for 5 Miller Road in Terrigal is approximately 1100 square metres. This figure is useful for understanding the outdoor space, development potential and overall scale of the property.

Schools and amenities in the Terrigal area

5 Miller Road in Terrigal, New South Wales, is close to local schools such as Our Lady Star of The Sea Catholic Primary School, Terrigal Public School and Terrigal High School

What is the current status of the property?

The current listing status for the property at 5 Miller Road, Terrigal is not available in our data at this time.

Contact the agent

Harry Gray

LJ Hooker Terrigal

0421954410

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The Fine Print

Important Information

Loan terms of between 1 Year and 40 Years are available subject to lender and credit criteria. Maximum comparison rate will not exceed 14.99%. Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn’t take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice. Savings shown are based on user inputted data and a loan term of 30 years. All applications for credit are subject to lender credit approval criteria.

^Individual lenders may charge fees to the customer. Multiple applications within a short period can lower your credit score and make you appear as a riskier borrower to lenders, which may impact your ability to secure favourable loan terms when you’re ready to buy.

This information is supplied by Lendi Group Services Pty Ltd (ABN 44 162 394 881) and related entities on behalf of RP Data Pty Ltd trading as CoreLogic Asia Pacific

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AVM Estimate

An automated valuation model estimate (AVM Estimate) is a statistically derived estimate of the sale or rental value (as the context requires) of the subject property. An AVM Estimate is generated (i) by a computer driven mathematical model in reliance on available data; (ii) without the physical inspection of the subject property; (iii) without taking into account any market conditions (including building, planning, or economic), and/or (iv) without identifying observable features or risks (including adverse environmental issues, state of repair, improvements, renovations, aesthetics, views or aspect) which may, together or separately, affect the value.

An AVM Estimate is current only at the date of publication or supply. An AVM Estimate must not be relied upon as a professional valuation or an accurate representation of the market sale or rental value of the subject property. Cotality expressly excludes any warranties and representations that an AVM Estimate is an accurate representation as to the market sale or rental value of the subject property.

To the full extent permitted by law, Cotality excludes all liability for any loss or damage howsoever arising or suffered by the recipient, whether as a result of the recipient's reliance on the accuracy of an AVM Estimate or otherwise arising in connection with an AVM Estimate.

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This report is for informational purposes only and should not be the sole basis for decisions. It is general in nature, does not consider personal circumstances, and is subject to change without notice. Aussie Homes makes no representations or warranties and is not obligated to update or correct information herein.

The Price Guide is indicative only and not a formal valuation.

Some information, including council approvals and building measurements, comes from third-party providers. Aussie Homes does not warrant its accuracy. As a buyer's agency, Aussie Homes provides advice based on available information. However, clients should conduct their own research and seek independent professional legal advice before making property purchase decisions. Aussie Homes does not guarantee property suitability for any purpose.

Prospective purchasers should seek independent advice and conduct their own inquiries before proceeding.

License numbers: NSW 10141526, VIC 093112L, QLD 4811934, SA RLA 338182, and WA RA84886.

Sources and references:

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IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

*Aus. res. 18+ only who have met specific eligibility criteria. The Promoter is Lendi Group Distribution Pty Ltd, L28, 225 George Street, Sydney NSW. Starts 09:00am AEDT 23/2/26. Ends 11:59pm AEST 31/5/26. Weekly draws: 10am (local time), 4/3/26, 18/3/26, 1/4/26, 15/4/26, 29/4/26, 13/5/26, 27/5/26, 10/6/26, Plexus, Level 9, 628 Bourke Street, Melbourne VIC 3000. Weekly prize: $1000 cash prize via EFT. Max 1 weekly prize/person (excl. SA). Grand prize: a new 2026 Toyota Rav4 Hybrid Cruiser - AWD 2.5L Auto CVT in Frosted White. Grand prize draw: 12pm AEST, 5/6/26, Plexus, Level 9, 628 Bourke Street, Melbourne VIC 3000. Winners will be published on http://www.aussie.com.au/about-us/promotions within 7 business days of drawer dates. Entrants will receive future direct marketing from promoter. See URL for Terms and Conditions. NSW Authority No.TP/04223. Permit No's: ACT 26/00290 & SA T26/209

^*Source: CoreLogic February 2025 Index and Lendi Group Rates based on our Generally Available Criteria. Repayment based on a $650,000 variable loan at 6.20% p.a. over 30 years. Interest savings calculated using a comparison between 6.20% and 5.65% rates over the life of a 30-year variable loan with consistent repayments. Scenarios are for illustrative purposes only and may not apply to your situation. Not all lenders are available through all brokers.

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© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.