^T&Cs apply. Must be 18+. Ends: 17/5/15

Refer a friend – help a friend save & win consumer promotion – Albury NSW/VIC/TAS

  1. Information on how to enter and prizes form part of these Terms and Conditions. Participation in this promotion is deemed acceptance of these Terms and Conditions.
  2. Entry is only open to residents of Albury New South Wales, Victoria and Tasmania aged 18 years or over who receive a promotional flyer from a Participating Broker (“Eligible Entrant”). Employees (and their immediate families) of the Promoter, Participating Brokers, Aussie Franchisees and agencies associated with this promotion are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
  3. The Promoter reserves the right, at any time, to verify the validity of entries and Eligible Entrants (including an Eligible Entrant’s identity, age and place of residence) and reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the promotion. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter's legal rights to recover damages or other compensation from such an offender are reserved.
  4. Promotion commences at 9:00am on 09/03/2015 and closes at 11:59pm on 17/05/2015  (“Promotional Period”). All times and dates throughout these Terms and Conditions are based on local time in VIC/TAS.
  5. Eligible Entrants can earn entries into the promotion by referring their friends to undertake a full home loan appointment with an Aussie Broker.
  6. To do this, Eligible Entrants (“the Referrer”) must during the Promotional Period complete their details on the space provided on the promotional flyer (available from Participating Brokers) and then hand it to a friend or family member (“Referred Friend”) who would be interested in either refinancing their existing home loan or taking out a new home loan. The Referrer must not make any referral in the course of carrying on a business, i.e. it must be a personal referral to a friend or family member and the Referrer must not refer any of his or her customers in the course of carrying on a business. The Referred Friend must then book and undertake a full home loan appointment, with the Participating Broker who provided the Referrer with the promotional flyer, during the Promotional Period, and either email the promotional flyer to the Participating Broker prior to the appointment or hand over the completed promotional flyer at the time of the home loan appointment. If the Referred Friend undertakes the home loan appointment during the Promotional Period, and emails or hands over the flyer, the Referrer and the Referred Friend will each receive one (1) entry in the relevant draw for promotion (according to the date of the Referred Friend’s full home loan appointment).
  7. A "full home loan appointment" means undertaking an appointment with the Participating Broker whereby the Participating Broker will assess their circumstances then determine an appropriate loan that they may wish to consider to purchase a property or refinance their existing home loan.
  8. Multiple entries per Eligible Entrant are permitted subject to the following: (a) Eligible Entrants will receive (1) entry into the promotion as a result of each Referred Friend completing a valid home loan appointment in accordance with clause 6(b);  (b) each entry must be submitted separately and in accordance with entry requirements; and (c) a Referred Friend is only permitted to be referred once..
  9. Incomplete, indecipherable or illegible entries will be deemed invalid.
  10. If there is a dispute as to the identity of an Eligible Entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the Eligible Entrant.
  11. There will be one (1) draw conducted from entries received each week (i.e. Monday – Sunday) of the Promotional Period, for a total of 10 draws (“Weekly Draw”), and there will be one (1) draw conducted from all Weekly Draw entries received for the entire Promotional Period (“ Major Draw”). Subject to the starting and closing time of the Promotional Period, entries into each Weekly Draw will open each Monday and close on the following Sunday based on VIC/TAS local time. Entries in each Weekly Draw will NOT be entered into any subsequent Weekly Draws, however, all entries (including the Weekly Draw winners) will be entered into the Major Draw. All draws will take place at 10:00am local time at Aussie, Level 10, 28 Freshwater Place, South Bank VIC 3006 on the dates as listed below. The first valid entry drawn in each Weekly Draw and the Major Draw will win the prize as outlined in the table below.
  12. Draw

    Draw Date


    Weekly Draw 1


    $500 RedBalloon voucher

    Weekly Draw 2


    $500 RedBalloon voucher

    Weekly Draw 3


    $500 RedBalloon voucher

    Weekly Draw 4


    $500 RedBalloon voucher

    Weekly Draw 5


    $500 RedBalloon voucher

    Weekly Draw 6


    $500 RedBalloon voucher

    Weekly Draw 7


    $500 RedBalloon voucher

    Weekly Draw 8


    $500 RedBalloon voucher

    Weekly Draw 9


    $500 RedBalloon voucher

    Weekly Draw 10


    $500 RedBalloon voucher

    Major Draw


    $10,000 cash

  13. The Promoter may draw additional reserve entries in each Weekly Draw and each Major Draw and record them in order in case an invalid entry or ineligible entrant is drawn. Winners will be notified in writing within two (2) business days of the relevant draw. The winners of the major prize will be published online at www.aussie.com.au/referafriendwinners and in The Australian on 05/06/2015. The Promoter’s decision is final and no correspondence will be entered into.
  14. Cash prize will be awarded in the form of a cheque made out in the winner’s name.
  15. Any ancillary costs associated with redeeming a RedBalloon voucher are not included. Any unused balance of a RedBalloon voucher will not be awarded as cash. Redemption of a RedBalloon voucher is subject to any terms and conditions of the issuer including those specified on the RedBalloon voucher and available at www.redballoon.com.au/help/terms-conditions.
  16. Subject to the unclaimed prize draw clause, if for any reason a winner does not take a prize (or an element of a prize) at the time stipulated by the Promoter, then the prize (or that element of the prize) will be forfeited and will not be redeemable for cash.
  17. If any prize is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize with a prize to the equal value and/or specification, subject to the prior written directions of a relevant regulatory authority.
  18. Total prize pool is $15,000. Prizes or any unused portion of a prize, is not transferable or exchangeable and cannot be taken as cash.
  19. A draw for any unclaimed prizes may take place on 24/08/2015 at the same time and place as the original draws, subject to any directions from a regulatory authority. Winners, if any, will be notified in writing within two (2) business days of the draw. In the event the major prize is awarded in an unclaimed prize draw, the winner’s name will be published online at www.aussie.com.au/referafriendwinners and in The Australian on 07/09/2015.
  20. Eligible Entrants consent to the Promoter using the Eligible Entrant's name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this competition (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
  21. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any Eligible Entrant; or (b) subject to the prior written directions of a relevant regulatory authority, to modify, suspend, terminate or cancel the promotion, as appropriate.
  22. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.
  23. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Eligible Entrant; or (f) use of a prize.
  24. As a condition of accepting a prize, the winner must sign any legal documentation as and in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form. 
  25. The Promoter collects personal information ("PI") in order to conduct the promotion and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this PI. The Promoter will also use and handle PI as set out in its Privacy Policy, which can be viewed at http://www.aussie.com.au/Privacy.htm.  In addition to any use that may be outlined in the Promoter’s Privacy Policy, the Promoter may, for an indefinite period, unless otherwise advised, use the PI for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the Eligible Entrant. The Privacy Policy also contains information about how Eligible Entrants may opt out, access, update or correct their PI, how Eligible Entrants may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter. The Promoter will not disclose Eligible Entrant’s personal information to any entity outside of Australia.
  26. The Promoter is AHL Investments Pty Ltd (ABN 27 105 265 861) of Level 23, 363 George Street Sydney NSW 2000. Telephone: 02 8297 0000. NSW Permit LTPS/15/01237         VIC Permit 15/349

VIC/TAS Participating Retail Stores and Mobile Brokers

  • Mobile Broker | Mary-Ann Edwards | TAS
  • Retail Store | Burnie | TAS
  • Retail Store | Kingston | TAS
  • Retail Store | Launceston | TAS
  • Mobile Broker | Leanne Johnson | VIC
  • Mobile Broker | Whitlam Malkoun | VIC
  • Mobile Broker | Mark Greenshields | VIC
  • Mobile Broker | Christine Encavey | VIC
  • Mobile Broker | Paul Garnsworthy | VIC
  • Mobile Broker | Timothy Powell | VIC
  • Mobile Broker | Tresna McNally | VIC
  • Mobile Broker | Taryn Fernando | VIC
  • Mobile Broker | Marta Olak | VIC
  • Mobile Broker | Duane Annable | VIC
  • Mobile Broker | Robert Carmichael | VIC
  • Mobile Broker | Nicole Lorenz | VIC
  • Mobile Broker | Rod Johnson | VIC
  • Mobile Broker | Kevin Jalovec | VIC
  • Mobile Broker | Eleni Bozikis | VIC
  • Mobile Broker | Joan Leslie | VIC
  • Mobile Broker | Anisa Shams | VIC
  • Mobile Broker | Jay Jayasuriya | VIC
  • Mobile Broker | Andrew Heard | VIC
  • Mobile Broker | Rohit Singla | VIC
  • Mobile Broker | Kalyani Baalu | VIC
  • Retail Store | Essendon | VIC
  • Retail Store | Altona | VIC
  • Retail Store | Mitcham | VIC
  • Retail Store | Gladstone Park | VIC
  • Retail Store | Carnegie | VIC
  • Retail Store | Elsternwick | VIC
  • Retail Store | Berwick | VIC
  • Retail Store | Pakenham | VIC
  • Retail Store | Mentone | VIC
  • Retail Store | Point Cook | VIC
  • Retail Store | Mornington | VIC
  • Retail Store | South Yarra | VIC
  • Retail Store | Boronia | VIC
  • Retail Store | Bayside | VIC
  • Retail Store | Caroline Springs | VIC
  • Retail Store | Mentone | VIC
  • Retail Store | Albury | VIC
  • Retail Store | Bellarine | VIC
  • Retail Store | Ballarat | VIC