Many of us feel that everything would be so much easier if we earned a higher income. In some cases, sure, that might be true. But achieving personal goals — including overcoming your low income and buying your own house — can come down to doing your best with what you have.

It can generally be harder to get a first home loan when you’re a low income earner, but it’s not impossible. Let’s take a look at how you could achieve your goal of home ownership.