Financial hardship

Tough times don't last forever, and neither does financial hardship. Find advice and support you need to help get back on track.

Financial hardship

What affects your credit score and how to improve it

Your credit score can shape your home loan outcome. Here's what affects it and how to take control.

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How rent to buy works in Australia

Understand the risks and rewards of rent-to-own housing.

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How to refinance to reduce debt and build equity faster

Your in-depth guide to understanding how refinancing can provide financial freedom and build equity faster.

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Aussie’s guide to this month’s low-rate home loan products

Welcome to your Monthly Low Rates Roundup with Aussie, where we cut through the noise and get straight to what matters: securing you a great home loan deal.

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Ways to improve your credit score

Want to apply for a home loan or credit card but have a low credit rating? Read our tips on how you can improve your credit score in just a few months.

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When will interest rates go down in Australia?

Here’s what we know about when rates might come down.

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How to sell your home fast: A step-by-step guide

Learn everything you need to know about how to sell your house, from preparing your home for sale to discharging your mortgage.

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Help to Buy Scheme: Fast Track Homeownership

The Help to Buy Scheme is a shared equity program that enables eligible buyers to enter the property market with a smaller deposit and reduced mortgage. Here's how it works.

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Understanding Australia’s Housing Market: Cost of Living by Cities and States

Understand the cost of living per state in Australia, from interest rates and rental prices to grocery costs.

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What happens if you're late making your home loan repayments?

Not able to keep up with your home loan repayments? We explain the impact of making late payments, defaulting and how to avoid making late repayments.

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How Aussie is helping customers through home loan hardship

Struggling with your home loan repayments as interest rates rise? Discover ways you can save on interest, find a lower rate and refinance to a better deal.

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The 12th rate rise effect on Australian homeowners

Aussie research reveals Australian homeowners are experiencing significant hardship following 12 Reserve Bank of Australia rate increases, delaying refinancing and putting their home loans and financial security at risk.

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3 cash rate risks to avoid on your home loan

A fluctuating cash rate can be risky for your home loan. Find out what risks your mortgage might face and how to deal with them.

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Can you refinance if your home drops in value?

If your home has dropped in value, your home loan refinancing options can change. Find out how to refinance and tips for boosting your property’s value.

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Mortgage default: what is it, what happens and how can you avoid it?

No one wants to default on their mortgage, but it’s good to know what defaulting on a home loan means, how it differs from a late payment and how to prevent it.

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How will the 0.5% cash rate increase affect your mortgage?

Find out how a rate rise will affect your mortgage with our Rate Rise Calculator

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Refinancing for debt consolidation

Have multiple debts? It could make sense to streamline these into your home loan by refinancing.

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Can you refinance a home loan with bad credit?

Discover how to refinance a home loan with bad credit and explore the options, benefits and eligibility requirements for refinancing with poor credit.

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When and when not to refinance your home loan

Refinancing can be a big decision, so it's a smart move to consider your options. Find out when the right time may be to refinance, how often you should refinance and the benefits and drawbacks.

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Why should you refinance your home loan?

Refinancing can help you take control of your finances when your life takes an unexpected turn.

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Financial hardship assistance

Facing hardship? We’re here to help. Find out more about Aussie’s Financial Hardship Assistance Program.

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Home loans for low income earners

Want to buy a home but not earning enough money? Find out whether you can get a home loan and tips for getting approved as a low income borrower.

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Will interest rates rise in 2022?

Interest rates are expected to increase gradually in 2022 as Australia’s economy recovers. Find out why, how this affects your home loan and how to start preparing.

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What to do when rising rates impact your mortgage repayments

The official cash rate has started to increase, and home loan interest rates are rising. Find out what to do when your mortgage repayments rise.

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What is mortgage stress and how can you manage it?

Rising interest rates are likely to put more borrowers under mortgage stress. Let us explain what it is, how to deal with it and how to prevent it in the first place.

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6 ways a broker can help with rising interest rates

If you’re wondering what it takes to be a successful homeowner, who better to ask than the experts? We gather top home loan tips from Aussie Brokers.

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10 things that don’t affect your credit score

When applying for mortgages and other credit products, most lenders will take your credit score into consideration. So, it’s important to know what shapes it.

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