Whether you're buying, upgrading, refinancing, investing, or just exploring your options, an Aussie mortgage broker can make your journey easier and less stressful.
At Aussie, our brokers do more than compare rates. They help you cut through the clutter, navigate complex policies, negotiate rates on your behalf and unlock options you may not have known existed. They also have access to the full Aussie ecosystem, from our extensive broker network and buyer’s agents to our app and in-house tools which are designed to support you through every step of the homeownership journey.
So, how do you get started with us?
It all starts with a meeting. You can book it online through the Aussie App or via our site, and choose a time, channel, or location that works best for you, including virtual appointments. We’re happy to meet with you at a time and place that suits you, it’s part of what sets us apart from the rest. Don’t worry about which phase of the home buying process you’re in — we can help you get started at whatever stage you’re at.
First things first, you may be wondering: Does it cost anything to meet with an Aussie Broker?
An appointment with us is free^. Your first appointment is all about your broker learning about your situation, your goals, and using their experience to help you out.
So why don’t we charge you a fee? Well, Aussie Brokers get paid a commission by the lender when you receive your home loan.
What should I expect from my first meeting with an Aussie Broker?
During your first meeting with a broker, the main focus will be to:
Understand your lifestyle and financial goals.
Calculate your borrowing power and how you can afford to repay
Compare hundreds of home loan deals to find the right one for you
Clearly explain the fees, costs and conditions associated with home loans
Answer any questions you have about home loans and moving house
You will walk out of the meeting with a personalised report which reveals your home loan options
Depending on your situation, you may also discuss a few more things like; potential loan options, the First Home Owners Grant, associated costs with buying, and Lender’s Mortgage Insurance. To ensure you get the right home loan information, we recommend you allow about an hour for the meeting.
After the meeting — if and when you're ready — your broker can help you with your loan application. They’ll let you know which forms and documentation will be required for the loan you prefer. Plus, they can even help you with the paperwork.
Why book with an Aussie Broker?
1. We simplify home purchases for first home buyers, investors and upgraders.
Buying your first home? Upgrading and need to sell your existing property? There’s much to juggle, from deposit rules and government schemes to bridging finance and stamp duty.
An Aussie Broker explains everything in plain English. They map out your timeline, connect the dots with our buyer’s agents and conveyancers* on hand to help you find the property suited for your needs as well as handle all the other stressful components which may come with buying a property - allowing you to rest easier and make decisions confidently knowing you have a team of experts looking out for your best interests.
2. One point of contact, start to settlement
Applying for a loan means dealing with lenders, documents, phone calls, and follow-ups. Your Aussie Broker takes care of all of that for you. From application to approval, they'll handle the heavy lifting.
With the Aussie App, uploading documents, booking appointments, and tracking your progress is quick and secure; there are no messy email threads or repeat uploads.
3. More lenders, more choice
Your bank can only offer its products. An Aussie Broker? They have access to over 25+ lenders and 4,000 loan options, including banks and non-banks, so you've got more options to work with. Aussie Brokers help tailor a loan that fits your life, not just the lender’s checklist.
This matters most when your situation isn't cookie-cutter. Self-employed? Bonus income? Short work history? We'll help match you to a lender who gets it.
4. Know what you can afford.
An Aussie Broker doesn't guess your borrowing power. They calculate it based on your full financial picture. That includes income, expenses, debts, and even rental income if you're investing.
We'll help you understand your borrowing thresholds and repayments at different rates so you can plan smarter from the start.
5. Better rates, better structures, more savings
Because we work with lenders every day and help them bring in thousands of customers, we often have access to exclusive broker-only pricing or can negotiate on your behalf.
We also help you choose the right structure: fixed, variable, offsets, splits, all the options that could reduce your interest and help you pay off your loan sooner.
6. The Aussie app: Your loan journey, simplified
The Aussie App: All your info in one spot The Aussie App keeps your home loan journey organised, secure, and easy to manage:
Upload docs once, reuse across applications
Book broker appointments instantly
Track equity and LVR with in-built calculators
Compare refinance scenarios in real time
7. Long-term support, not just a one-off chat
Your Aussie Broker doesn't disappear after your loan settles. We're here for the next review, the next rate cut, the next property. Whatever your next move, we've got your back.
We regularly review your loan health post-settlement to help ensure your rate stays competitive and your loan structure continues to support your goals, whether that's paying down your debt faster or freeing up cashflow.
8. Tailored advice for tricky scenarios
Not every application fits in a neat box. Whether you're buying in a trust, self-employed, juggling multiple properties or managing complex income streams, your Aussie Broker knows how to find the right path forward.
Our brokers also have access to proprietary tools which model and compare various transaction scenarios instantly, enhancing their ability to tailor solutions to individual needs.
9. Help unlock government grants and LMI waivers
From the First Home Guarantee to shared equity schemes and LMI exemptions, Aussie Brokers know how to help you access what you're eligible for and structure your application to qualify.
10. Strategies to pay your home loan off sooner
Smart structuring isn't just about getting approved; it's also about setting you up for success. We'll help you explore tools like offset accounts, extra repayments or splitting loans to reduce your interest and finish your loan sooner.
11. We are legally required to put you first.
Aussie Brokers are bound by the Best Interests Duty, meaning we must recommend what's right for you, not what's best for us or any lender. It's the law, and it's also just the way we work.
You've got nothing to lose and plenty to gain.
Using a mortgage broker gives you more choice, less stress, and better outcomes. With Aussie, you're backed by decades of experience, a powerful app, and a team in your corner.
Start your commitment free journey with an Aussie Broker today.