Compare current and proposed Capital Gains Tax rules on a future property sale.
%
AUS average is around 5.5% per year.
$
Personal income excluding gains.
%
RBA target inflation rate is 2–3%.
When would you sell?
Live · updates instantly
Sale financial year
In 5 years
Projections are calculated to 30 June of the selected financial year.
Property growth drives the projected future value, while inflation drives the cost base indexation under the proposed rules.
Estimated net profit
What you'd keep after CGT if you sold in FY 2030–31 under the proposed rules.
Estimated property value
$1,003,757
Purchase price
$600,000
Total capital gain
$403,757
Capital gains tax (proposed)
$76,378
Capital gains tax (current rules)
$74,695
Details
Effective tax rate (proposed)
18.9%
Real gain (after inflation)
$304,025
Gain before 1 Jul 2027
$195,197
Gain after 1 Jul 2027
$208,561
1 July 2027 is the proposed start date for the new CGT rules. Gains accrued before keep the 50% discount; gains after use indexation with a 30% minimum tax.
Estimates only. The calculator uses CPI/inflation as the projection driver. Final tax treatment depends on circumstances and legislation.
Back to top
We acknowledge the Traditional Owners of the many lands where we live and work and pay our respects to Elders past, present and emerging. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islander Elders of all communities from the many lands where we live, work and gather.
© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.