Welcome! I'm Robert Carmichael, a mortgage broker with Aussie Home Loans servicing Melton, Taylors Lakes, Taylors Hill, Toolern Vale, Keilor, Deer Park, Burnside and surrounding areas. I don't just work locally but I'm always just around the corner for any home loan assistance. It's easy for me to meet you or at a place and time that is convenient to you.
I am fully qualified Associate Credit Advisor with the Mortgage & Finance Association of Australia (MFAA) which means the quality of service you receive from me is professional, timely and completely confidential.
Being in customer service and finance previously, I enjoy working through payslips and tax returns of self-employed customers with my clients to ensure we're exploring their options. I especially love working with first home owners, bringing the dream of buying your first home to life and educating my clients on how to take advantage of all of the benefits and start setting yourself up for the future as well.
Most of my work comes from referrals of my happy customers and local real estate agents who trust me to look after their customers as well.
As an Aussie Home Loans Experienced Mortgage Broker, I bring all of my mobile lending tools with me including Aussie Home Loans' Toolbox software.
Toolbox is Aussie Home Loans' unique mortgage broking home loan comparison software that is constantly updated with the latest rates and loan offers from a range of lenders including the big 4 banks. This ensures you don't miss out on any new rates or special deals from the lenders we represent. After filling in an application. I can help you arrange a letter of Pre-approval from the lender you have selected. This conditional approval, many customers find, can give you an edge when negotiating your best deal with real estate agents.
Once you find a home, I will follow up the valuation and loan with the lender for you and advise you as soon as your application has attained unconditional home loan approval and finally settled when you get the keys!
It's important that your home loan application experience is as painless and stress-free as possible, whilst ensuring that you achieve the right home loan for your needs.
The Aussie Home Loans business is built on repeat and referral business and I'm proud to acknowledge that customer satisfaction is our highest priority. Feel free can give me a call to arrange a free appointment so we can discuss your options further.