Comprehensive car insurance

For those who want comprehensive cover for their vehicle

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Allianz Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option³ and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

Key benefits

  • Cover for accidental loss of or damage to your vehicle

  • New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:

    • you bought your vehicle new, or as a demonstrator model, from the manufacturer or

      their dealer;

    • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;

    • where relevant, your financier has given its written consent; and

    • a new replacement vehicle is available in Australia.

  • Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events - up to $20 million.

  • Approved legal costs arising from a claim for liability covered by the policy

  • Emergency repair costs after an accident – up to $500 for any one covered accident

  • Rental car after theft of your vehicle - $100 per day limit, up to 30 days⁴

  • Temporary cover on replacement vehicle – up to 14 days

  • Towing after a covered incident

More benefits 

  • Trailer and caravan cover - $1,000 or market value, whichever is less

  • Cover for personal items in your vehicle - Up to $1,000 for any one incident

  • Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident

  • Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident

  • Legal liability cover when using a substitute vehicle

  • Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident

  • Child seat or baby capsule replacement after an accident - Up to $500 for any one covered accident

Optional benefits you can add 

  • Rental car after an accident, where available⁴ - $100 per day limit, up to 30 days

  • Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance

  • Cover for tools of trade - Up to $3,000 for any one incident

Options you can select to decrease your premium

  •  Named driver option

Applying for cover online is fast and easy

Or speak with an insurance specialist on 1300 491 283

By proceeding to get a quote, you agree to receive the
Financial Services Guide (FSG) on this website. 

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© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.