Andy Kaushal

I am a Brisbane-based Mortgage Broker supporting clients across Queensland and NSW.

After migrating to Australia over 20 years ago, I understand what home ownership represents for individuals and families building their future. Before mortgage broking, I spent more than a decade in construction and property-focused roles, working closely with homeowners, builders and project teams. That experience allows me to approach every loan with practical insight and care.

My role is to make your home loan journey clear, well-structured and smooth—from the first conversation through to settlement and beyond. Whether you’re buying, refinancing, building or reviewing an existing loan, I focus on guiding you through your options, ensuring nothing is rushed or overlooked, and helping you achieve outcomes that are both suitable and cost-effective.

How I Help

I provide clear guidance on government grants, concessions and first home buyer schemes, helping you understand what’s available and what applies to your situation.

At the other end of the spectrum, I assist investors to maximise borrowing capacity, aligning lending structures with their portfolio strategy and long-term goals.

A home loan is more than just a rate. Features such as offsets, flexibility and future borrowing capacity can make a real difference over time. My role is to explain what’s available, compare options clearly, and help you make informed decisions that deliver long-term value.

Let’s Talk

There are no fees for my service, and you can book a meeting either face to face or via Teams at a time that suits you.